1133 Cathedral Cir, Madison, AL 35758 Property Records

Madison County property record for 1133 Cathedral Cir, Madison, AL 35758 · Last verified August 2026

Property Summary

Property TypeCondominium
Details1.5 ba · 1,263 sqft · built 2001
Lot Size0.548 acres (23,882 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Aug 2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Oct 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN16-02-09-2-000-001.045

Property Details

APN / Parcel Number

Primary APN16-02-09-2-000-001.045
Alternative APN
  • 418205

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,263 sqft Living Area
1st Floor Area1,263 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleCondo/Apartment
Construction TypeMixed
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area23,882 sqft (0.548 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number418205
Street Address1133 CATHEDRAL CIR
CityMADISON
StateAL
Zip35758-8908
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBLDG 13 UNIT 1133 THE VILLAS AT MADISON CONDOMINIUM PH V PB 42 PG 66-69
Legal Range02W
Legal Township04S
Legal Section09
Legal SubdivisionVILLAS AT MADISON CONDO PH 5
Legal Block13
Legal Lot Number1133
JurisdictionMADISON AL
Township / Civil DivisionMADISON
Census Block Group1
Census Block1007
Census Tract11025

Owner

Source: Madison County records · APN 16-02-09-2-000-001.045

Assessment roll updated November 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7189 NEW LIFE CIR NW, 112, HUNTSVILLE, AL 35806-3047
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2026Warranty Deed, Transfer · VA Mortgage
MORTGAGE CENTER LLC
Oct 08, 2021Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 05, 2026 · Amount on Record
Deed SaleAug 05, 2026 · Amount on Record
Prior SaleAug 15, 2006 · Amount on Record
Deed Book / Page2026 / 35597
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON AL
Recording DateAug 05, 2026
Property Address1133 CATHEDRAL CIR, MADISON, AL 35758-8908
Document Number2026035597
Book / Page2026 / 35597
Instrument DateAug 04, 2026
Transaction TypeTransfer
Record UpdatedAug 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$29,290.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2026170438,
DateAug 05, 2026
Book Page2026/170438
Lender
NameMORTGAGE CENTER LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.49%
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address1133 CATHEDRAL CIR, MADISON, AL 35758-8908
Transaction TypeMortgage
Record UpdatedNov 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1133 CATHEDRAL CIR, MADISON, AL 35758-8908

Mortgage

Document Number0000084234
DateOct 08, 2021
Instrument2021-00084234
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term775 Months
DueMay 27, 2086
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateOct 01, 2021
Change FrequencyAnnually
Index1-Year CMT
Max Rate7.87%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated November 17, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$27,680 (+25.48%) Land $5,280 Building $22,400$285,300 (+29.39%) Land $54,400 Building $230,900
2023Homeowner's exemption$22,060 Land $5,440 Building $16,620$220,500 Land $54,400 Building $166,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (01089C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010890110251, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 238 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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