11328 Rapallo Ln, Windermere, FL 34786 Property Records

Orange County property record for 11328 Rapallo Ln, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,888 sqft · built 2002
Lot Size	0.145 acres (6,308 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jul 2020)
Tax Bill	$4,973 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-22-28-0243-00-200`

Property Details

APN / Parcel Number

Primary APN	`31-22-28-0243-00-200`
Alternative APNs	`282231024300200` `258623` `263471` `268015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,888 sqft Living Area
Gross Area	2,548 sqft
1st Floor Area	1,888 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,308 sqft (0.145 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	474 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11328 RAPALLO LN
City	WINDERMERE
State	FL
Zip	34786-6028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	BELMERE VILLAGE G2 48/65 LOT 20
Legal Range	28E
Legal Township	22S
Legal Section	31
Legal Subdivision	BELMERE VILLAGE G2
Legal Tract	243
Legal Lot Number	20
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2002
Census Tract	17120

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11328 RAPALLO LN, WINDERMERE, FL 34786-6028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 2, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	2020360870
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11328 RAPALLO LN, WINDERMERE, FL 34786-6028
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	EQUITABLE TITLE OF WEST ORLA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000449715
Date	Aug 15, 2017
Instrument	20170449715

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 2, 2020
Property Address	11328 RAPALLO LN, WINDERMERE, FL 34786-6028
Document Number	0000360870
Instrument Date	Jun 29, 2020
Instrument	360870
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	EQUITABLE TITLE/W ORLANDO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11328 RAPALLO LN WINDERMERE FL 347866028, WINDERMERE, FL 34786-6028

Mortgage

Document Number	360871
Date	Jul 2, 2020
Instrument	360871

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,470 (+2.7%)	$465,120 (-1.28%) Land $100,000 Building $365,120
2025	$4,973.00 (+4.98%) Homeowner's exemption	$324,703 (+5.99%)	$471,170 (+10.29%) Land $100,000 Building $371,170
2024	$4,737.00 (+7.34%)
2023	$4,413.00 (+3.57%) Homeowner's exemption	$306,361 (+3%)	$427,193 (+18.6%) Land $100,000 Building $327,193
2022	$4,261.00 Homeowner's exemption	$297,438	$360,203 Land $85,000 Building $275,203

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Summit Broadband, Xfinity.

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