Calvert County property record for 11328 Commanche Rd, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,324 sqft · built 1992 |
| Lot Size | 0.203 acres (8,865 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $279,500 (Oct 2020) |
| Tax Bill | $3,735 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-223259 |
| Primary APN | 01-223259 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,324 sqft Total Area |
| Basement Area | 1,082 sqft |
| Finished Basement | 1,082 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,865 sqft (0.203 acres) |
| Porch | Slab |
| Porch Area | 102 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 223259 |
|---|---|
| Street Address | 11328 COMMANCHE RD |
| City | LUSBY |
| State | MD |
| Zip | 20657-3110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 12 SEC 5-M CHES RANCH ESTS |
| Legal Subdivision | CHESAPEAKE RANCH ESTATES |
| Legal Lot Number | 12 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 861004 |
11328 Commanche Rd is owned and occupied by two individuals who bought it in October 2020.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11328 COMMANCHE RD, LUSBY, MD 20657-3110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP |
| Oct 27, 2020 | Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORP |
| Jun 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on File |
| Deed Sale | Oct 27, 2020 · Amount on File |
| Prior Sale | Jun 19, 2003 · Amount on File |
| Deed Book / Page | 5743 / 14 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 11328 COMMANCHE RD, LUSBY, MD 20657-3110 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | BAY COUNTY SETTLEMENTS INC |
| Name | Verified Name |
|---|
| Document Number | 0063620135 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 6362/135 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDLOTHIAN, VA 23113 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Oct 27, 2020 |
| Property Address | 11328 COMMANCHE RD, LUSBY, MD 20657-3110 |
| Document Number | 0057430014 |
| Book / Page | 5743 / 14 |
| Map Reference | MB 1 FO 84 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | BAY COUNTY SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $698.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11328 COMMANCHE RD, LUSBY, MD 20657-3110 |
| Document Number | 0057430021 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 5743/21 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDLOTHIAN, VA 23113 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 11328 COMMANCHE RD, LUSBY, MD 20657-3110 |
| Document Number | 0050200152 |
| Book / Page | 005020 / 000152 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2017 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 11328 COMMANCHE RD LUSBY MD 206573110, LUSBY, MD 20657-3110 |
| Document Number | 0050200152 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 005020/000152 |
| Name | SPRING EQ LLC |
|---|---|
| Address | 2929 ARCH ST # 500, PHILADELPHIA, PA 19104-2858 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 27, 2037 |
The 2025 property tax bill for 11328 Commanche Rd was $3,735 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $344,200 Land $55,200 Building $289,000 | $344,200 Land $55,200 Building $289,000 | |
| 2025 | $3,735.00 | ||
| 2023 | $2,624.00 Homeowner's exemption | $252,600 Land $55,200 Building $197,400 | $252,600 Land $55,200 Building $197,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11328 Commanche Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11328 Commanche Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 86% of Maryland |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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