11325 2nd St, Roscoe, IL 61073 Property Records

Winnebago County property record for 11325 2nd St, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,277 sqft · built 1959
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$173,500 (Jul 2019)
Tax Bill	$5,420 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-33-226-007`

Property Details

APN / Parcel Number

Primary APN	`04-33-226-007`
Alternative APNs	`433226007` `033A279`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,277 sqft Living Area
Basement Area	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Foundation Type	Raised
Lot Area	130,680 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	033A279
Street Address	11325 2ND ST
City	ROSCOE
State	IL
Zip	61073-9540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO - CORP
Legal Description	S 132 FT N 1023 FT NE1/4 W OF RY + E OF C/L 2ND ST PLAT OF ROSCOE SEC: 33 TWP: 046 RANGE: 002 ACRES: 3.00
Legal Range	02E
Legal Township	46N
Legal Section	33
Legal Subdivision	PLAT OF ROSCOE
Legal Block	33
Legal Lot Number	11
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3000
Census Tract	3904

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11325 2ND ST, ROSCOE, IL 61073-9540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Deed of Trust, Mortgage MIDWEST CMNTY BK
Jul 3, 2019	Warranty Deed, Transfer · Conventional with PMI MIDWEST CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Prior Sale	Aug 23, 1999 · Amount on Record
Deed Document Number	20191022457
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11325 2ND ST, ROSCOE, IL 61073-9540
Document Number	0001017859
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	SECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11325 2ND ST ROSCOE IL 610739540, ROSCOE, IL 61073-9540

Mortgage

Document Number	0001017859
Date	Jul 2, 2020
Instrument	1017859

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.12%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 3, 2019
Property Address	11325 2ND ST, ROSCOE, IL 61073-9540
Document Number	0001022457
Instrument Date	Jun 22, 2019
Instrument	1022457
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11325 2ND ST ROSCOE IL 610739540, ROSCOE, IL 61073-9540

Mortgage

Document Number	1022458
Date	Jul 3, 2019
Instrument	1022458

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,420.00	$70,518 (+33.46%) Land $16,232 Building $54,286	$211,554 (+33.46%) Land $48,696 Building $162,858
2022	Homeowner's exemption	$52,838 Land $12,162 Building $40,676	$158,514 Land $36,486 Building $122,028

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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