Louisville/Jefferson County Metro Government property record for 11324 River Beauty Loop, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.098 acres (4,260 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $10,144 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Apr 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21403912190000 |
| Primary APN | 21403912190000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 4,260 sqft (0.098 acres) |
|---|
| Account Number | 02006798 |
|---|---|
| Street Address | 11324 RIVER BEAUTY LOOP |
| City | PROSPECT |
| State | KY |
| Zip | 40059-6349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT N1219 NORTON COMMONS NORTH VILLAGE PHASE 12 PB. 63 PG. 27, .0978 AC+/- |
| Legal Subdivision | NORTON COMMONS NORTH VILLAGE PHASE 12 |
| Legal Phase | 12 |
| Legal Lot Number | N1219 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10313 |
11324 River Beauty Loop is owner-occupied and held in a trust since March 2026.
Source: Louisville/Jefferson County Metro Government records, as of April 9, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 11324 RIVER BEAUTY LOOP, PROSPECT, KY 40059-6349 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2024 | Deed of Trust, Mortgage · Commercial Mortgage REPUBLIC BANK & TRUST |
| Apr 1, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 4, 2024 | Warranty Deed, Transfer |
| Jun 16, 2023 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 31, 2026 |
| Transfer Doc | 0000037210 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 11324 RIVER BEAUTY LOOP, PROSPECT, KY 40059-6349 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000016282 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | M 18767/610 |
| Instrument | 2024016282 |
| Name | REPUBLIC BANK & TRUST |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 2, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Apr 1, 2026 |
| Property Address | 11324 RIVER BEAUTY LOOP, PROSPECT, KY 40059-6349 |
| Document Number | 0000037210 |
| Book / Page | 13293 / 1 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202637210 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 11324 RIVER BEAUTY LOOP, PROSPECT, KY 40059-6349 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Nov 4, 2024 |
| Property Address | 11324 RIVER BEAUTY LOOP, PROSPECT, KY 40059-6349 |
| Document Number | 0000173897 |
| Book / Page | D 12948 / 700 |
| Map Reference | MB 63 PG 27 |
| Instrument Date | Nov 1, 2024 |
| Instrument | 2024173897 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $909.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 206213, LOUISVILLE, KY 40250-6213 |
| Name | Verified Name |
|---|---|
| Address | 11324 RIVER BEAUTY LOOP, PROSPECT, KY 40059-6349 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Jun 16, 2023 |
| Property Address | 11324 RIVER BEAUTY LOOP, PROSPECT, KY 40059-6349 |
| Document Number | 0000119452 |
| Book / Page | D 12631 / 425 |
| Map Reference | MB 63 PG 27 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 2023119452 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $138.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9418 NORTON COMMONS BLVD # BLVD300, BLVD300, PROSPECT, KY 40059-7652 |
| Name | Verified Name |
|---|---|
| Address | 9005 BERGAMOT DR, PROSPECT, KY 40059-5501 |
The 2025 property tax bill for 11324 River Beauty Loop was $10,144.
Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,144.00 | $909,000 Land $137,870 Building $771,130 | |
| 2024 | $909,000 Land $137,870 Building $771,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11324 River Beauty Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11324 River Beauty Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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