11323 Palmillas Loop, Laredo, TX 78045 Property Records

Webb County property record for 11323 Palmillas Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,384 sqft · built 2020
Lot Size	0.119 acres (5,175 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,400 (Jan 2021)
Tax Bill	$1,566 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`968-69003-320`

Property Details

APN / Parcel Number

Primary APN	`968-69003-320`
Alternative APN	`598803`

Interior

Stories	2 Stories
Building Area	2,384 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	1,430 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,175 sqft (0.119 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	391 sqft

Location & Zoning

Street Address	11323 PALMILLAS LOOP
City	LAREDO
State	TX
Zip	78045-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAS SAN AGUSTIN, BLOCK 3, LOT 32, UNIT 6
Legal Subdivision	VILLAS SAN AGUSTIN
Legal Block	3
Legal Lot Number	32
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3006
Census Tract	1715

Owner

Source: Webb County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11323 PALMILLAS LOOP, LAREDO, TX 78045-2820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Jan 20, 2021	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Deed Document Number	20211416185
Deed Book / Page	4940 / 654
Prior Transfer Date	Jan 19, 2021
Prior Transfer Doc	004940/654
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	11323 PALMILLAS LOOP, LAREDO, TX 78045-2820
Transaction Type	Mortgage
Record Updated	Jul 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11323 PALMILLAS LOOP, LAREDO, TX 78045-2820

Mortgage

Document Number	005486/146
Date	Jun 23, 2023
Book Page	5486/146
Instrument	1503201

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	43059

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Feb 1, 2051

January 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 20, 2021
Property Address	11323 PALMILLAS LOOP, LAREDO, TX 78045-2820
Document Number	004940/654
Book / Page	4940 / 654
Map Reference	VOL 36 PG 73-75
Instrument Date	Jan 19, 2021
Instrument	1416185
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11323 PALMILLAS LOOP, LAREDO, TX 78045-2820

Mortgage

Document Number	0001416186
Date	Jan 20, 2021
Instrument	1416186

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$328,851 (+9.26%) Land $49,525 Building $279,326	$328,851 (+9.26%) Land $49,525 Building $279,326
2024	$1,566.00 (-11.17%)
2023		$300,984 Land $39,951 Building $261,033	$300,984 Land $39,951 Building $261,033
2022	$1,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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