11322 Stewart Loop, Oxford, FL 34484 Property Records

Sumter County property record for 11322 Stewart Loop, Oxford, FL 34484

Property Summary

Property TypeSingle Family Home
Details2,284 sqft · built 2017
Lot Size0.18 acres (7,848 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Sep 2020)
Tax Bill$3,716 (2024)
Deeds & MortgagesJul 2023 Line of Credit
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APND18C368

Property Details

APN / Parcel Number

Primary APND18C368
Alternative APN
  • 1075527

Interior

Building Area2,284 sqft Heated Area

Exterior

Year BuiltBuilt 2017
Construction TypeSteel Frame
Lot Area7,848 sqft (0.18 acres)
Garage Area317 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area280 sqft
PorchOpen Porch
Porch Area358 sqft

Location & Zoning

Account Number1075527
Street Address11322 STEWART LOOP
CityOXFORD
StateFL
Zip34484-3547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 368 OXFORD OAKS PHASE TWO PB 16 PGS 17-17D
Legal Range23E
Legal Township18S
Legal Section18
Legal SubdivisionOXFORD OAKS PH 2
Legal Phase2
Legal Lot Number368
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2039
Census Tract910100

Owner

11322 Stewart Loop is owned and occupied by an individual who bought it in September 2020.

Source: Sumter County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address11322 STEWART LOOP, OXFORD, FL 34484-3547
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Sep 14, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK
Jan 8, 2018Warranty Deed, Transfer · Conventional Mortgage
CITIZENS 1ST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2020 · Amount on File
Deed SaleSep 14, 2020 · Amount on File
Prior SaleJan 8, 2018 · Amount on File
Deed Document Number202060039901
Deed Book / Page3825 / 232
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER FL
Property Address11322 STEWART LOOP, OXFORD, FL 34484-3547
Transaction TypeMortgage
Record UpdatedAug 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045020035
DateJul 24, 2023
Book Page4502/35
Instrument202360028069
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount on Record
Term121 Months
DueAug 1, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateSep 14, 2020
Property Address11322 STEWART LOOP, OXFORD, FL 34484-3547
Document Number0038250232
Book / Page3825 / 232
Map ReferenceMB 16 PG 17
Instrument DateSep 2, 2020
Instrument202060039901
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyAFFILIATED TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11400 W PARMER LN, 11400, CEDAR PARK, TX 78613-4857

Transferred To (Grantee/Buyer)

NameVerified Name
Address11322 STEWART LOOP, OXFORD, FL 34484-3547

Mortgage

Document Number0003825235
DateSep 14, 2020
Instrument3825/235
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateJan 8, 2018
Property Address11322 STEWART LOOP, OXFORD, FL 34484-3547
Document Number0033550108
Book / Page3355 / 0108
Map ReferenceMB16 PG17,17A-17D
Instrument DateDec 19, 2017
Instrument201860000614
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyPENNISULA LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,830.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1020 LAKE SUMTER LNDG, 1020, THE VILLAGES, FL 32162-2699

Transferred To (Grantee/Buyer)

NameVerified Name
Address11322 STEWART LOOP, OXFORD, FL 34484-3547

Mortgage

Document Number201860000616
DateJan 8, 2018
Instrument201860000616
Lender
NameCITIZENS 1ST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$307,670$404,080 Land $17,660 Building $386,420
2024$3,716.00 (+31.31%)
2023$2,830.00 (+0.39%) Additional exemption filed$250,370 (+3%)$324,260 (+27.93%) Land $17,660 Building $306,600
2022$2,819.00 Homeowner's exemption Disabled Person's exemption$243,080$253,470 Land $15,000 Building $238,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11322 Stewart Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 32 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11322 Stewart Loop is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILDWOOD, CITY OF (7 WPS)
serves 25,941 people · EPA ID FL6600331
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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