11321 Harmony Ct, Largo, FL 33774 Property Records

Pinellas County property record for 11321 Harmony Ct, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,790 sqft · built 1972
Lot Size	0.264 acres (11,491 sqft)
Owner	2 Individual Names on File
Last Sale	$429,000 (Jul 2020)
Tax Bill	$6,742 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-9195-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-9195-9`
Alternative APNs	`17-30-15-39958-000-1370` `301517399580001370` `153017399580001370` `R181612`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,790 sqft Living Area
Gross Area	2,555 sqft
1st Floor Area	1,790 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	11,491 sqft (0.264 acres)
Lot Dimensions	135 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	305 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R181612
Street Address	11321 HARMONY CT
City	LARGO
State	FL
Zip	33774-4121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HILLCREST MANOR 4TH ADD LOT 137
Legal Range	15E
Legal Township	30S
Legal Section	17
Legal Subdivision	HILLCREST MANOR 4TH ADD
Legal Tract	39958
Legal Lot Number	137
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	3
Census Block	3007
Census Tract	25119

Owner

11321 Harmony Ct is owned and occupied by two individuals who bought it in July 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11321 HARMONY CT, LARGO, FL 33774-4121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit MUTUAL OF OMAHA MORTGAGE INC
Jul 13, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 19, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2020 · Amount on File
Deed Sale	Jul 13, 2020 · Amount on File
Prior Sale	Feb 19, 2020 · Amount on File
Deed Document Number	2020207839
Deed Book / Page	21076 / 1106
Transfer Doc	1242000116
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11321 HARMONY CT, LARGO, FL 33774-4121
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11321 HARMONY CT, LARGO, FL 33774-4121

Mortgage

Document Number	0234932099
Date	Mar 19, 2026
Book Page	23493/2099
Instrument	2026075198

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 8, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 13, 2020
Property Address	11321 HARMONY CT, LARGO, FL 33774-4121
Document Number	0210761106
Book / Page	21076 / 1106
Map Reference	MB 67 PG 15
Instrument Date	Jul 10, 2020
Instrument	2020207839
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,003.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10261 BLOSSOM TRL, 10261, SEMINOLE, FL 33772-7423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11321 HARMONY CT, LARGO, FL 33774-4121

Mortgage

Document Number	0210761108
Date	Jul 13, 2020
Instrument	21076/1108

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 19, 2020
Property Address	11321 HARMONY CT, LARGO, FL 33774-4121
Document Number	0208900768
Book / Page	020890 / 000768
Instrument Date	Feb 14, 2020
Instrument	57824
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount on Record
Tax	$1,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10261 BLOSSOM TRL SEMINOLE FL 337727423, SEMINOLE, FL 33772-7423

Tax Assessment & Valuation

The 2025 property tax bill for 11321 Harmony Ct was $6,742 with a homeowner's exemption, up 5.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,742.00 (+5.46%) Homeowner's exemption	$409,379	$503,234 Land $203,720 Building $299,514
2024	$6,393.00 (+2.67%)
2023	$6,227.00 (+6.32%) Homeowner's exemption	$386,254 (+3%)	$502,447 (+15.32%) Land $264,144 Building $238,303
2022	$5,857.00 Homeowner's exemption	$375,004	$435,701 Land $251,840 Building $183,861

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11321 Harmony Ct in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 121 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	29 (1979–2024)
Claims Outside the SFHA	28 of 29
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11321 Harmony Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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