11321 Hackberry Ln, Osseo, MN 55369 Property Records

Hennepin County property record for 11321 Hackberry Ln, Osseo, MN 55369

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.25 ba · 2,474 sqft · built 2014
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Dec 2019)
Tax Bill	$6,945 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-120-22-11-0070`

Property Details

APN / Parcel Number

Primary APN	`35-120-22-11-0070`

Interior

Bedrooms	6 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,474 sqft Living Area
Gross Area	4,010 sqft
1st Floor Area	1,104 sqft
2nd Floor Area	1,370 sqft
Basement Area	880 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Depth	143 ft Depth
View / Lot	Lake
Garage Type	Attached
Garage Area	656 sqft
Porch	Open Porch
Porch Area	120 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	11321 HACKBERRY LN
City	OSSEO
State	MN
Zip	55369-3424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLOCK 002 T NATURES CROSSING FIFTH ADDN NW115X143X87X199
Legal Range	22
Legal Township	120
Legal Section	35
Legal Quarter	11
Legal Subdivision	NATURES CROSSING FIFTH ADDN
Legal Block	2
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1016
Census Tract	26910

Owner

11321 Hackberry Ln is owned and occupied by two individuals who bought it in December 2019.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11321 HACKBERRY LN, OSSEO, MN 55369-3424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Dec 13, 2019	Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG & EQUITY CNSLTS I
Aug 9, 2019	Deed of Trust, Mortgage · Line of Credit AMERICAN INVTRS BK & MTG
Jun 4, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on File
Deed Sale	Dec 13, 2019 · Amount on File
Prior Sale	Jul 18, 2014 · Amount on File
Deed Document Number	20195670247
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	11321 HACKBERRY LN, OSSEO, MN 55369-3424
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05792305
Date	Jan 19, 2021
Instrument	T05792305

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 13, 2019
Property Address	11321 HACKBERRY LN, OSSEO, MN 55369-3424
Document Number	0005670247
Instrument Date	Nov 18, 2019
Instrument	5670247
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,632.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11321 HACKBERRY LN OSSEO MN 553693424, OSSEO, MN 55369-3424

Mortgage

Document Number	5670248
Date	Dec 13, 2019
Instrument	5670248

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	EDINA, MN 55439

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	11321 HACKBERRY LN, OSSEO, MN 55369-3424
Document Number	0005638492
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	11321 HACKBERRY LN OSSEO MN 553693424, OSSEO, MN 55369-3424

Mortgage

Document Number	0005638492
Date	Aug 22, 2019
Instrument	5638492

Lender

Name	AMERICAN INVTRS BK & MTG
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 21, 2044

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	11321 HACKBERRY LN, OSSEO, MN 55369-3424
Document Number	0005543568
Instrument Date	Jun 4, 2018
Transaction Type	Mortgage
Record Updated	Jul 27, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	11321 HACKBERRY LN OSSEO MN 553693424, OSSEO, MN 55369-3424

Mortgage

Document Number	0005543568
Date	Jul 6, 2018
Instrument	5543568

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 5, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 11321 Hackberry Ln was $6,945.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Dayton City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,945.00	$596,200 Land $129,200 Building $467,000	$596,200 Land $129,200 Building $467,000
2023	$6,227.00 Homeowner's exemption
2022		$550,000 Land $124,000 Building $426,000	$550,000 Land $124,000 Building $426,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11321 Hackberry Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1997–2001)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 4 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11321 Hackberry Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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