Hillsborough County property record for 11320 Emerald Shore Dr, Riverview, FL 33579
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,071 sqft · built 2015 |
| Lot Size | 0.213 acres (9,290 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $304,700 (Sep 2015) |
| Tax Bill | $8,412 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 077426-7842 |
| Primary APN | 077426-7842 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,071 sqft Living Area |
| Gross Area | 4,467 sqft |
| 1st Floor Area | 1,307 sqft |
| 2nd Floor Area | 2,614 sqft |
| Upper Floors Area | 457 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,290 sqft (0.213 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 934 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0774267842 |
|---|---|
| Street Address | 11320 EMERALD SHORE DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33579-4200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LUCAYA LAKE CLUB PHASE 1A LOT 10 BLOCK H |
| Legal Range | 20E |
| Legal Township | 31S |
| Legal Section | 04 |
| Legal Subdivision | LUCAYA LAKE CLUB PHASE 1A |
| Legal Block | H |
| Legal Lot Number | 10 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 13915 |
11320 Emerald Shore Dr is owned and occupied by two individuals who bought it in September 2015.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11320 EMERALD SHORE DR, RIVERVIEW, FL 33579-4200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2021 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Oct 27, 2020 | Warranty Deed, Transfer · VA Mortgage AMERIFIRST FIN'L CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2015 · Amount on File |
| Deed Sale | Sep 9, 2015 · Amount on File |
| Deed Document Number | 2015347776 |
| Deed Book / Page | 23526 / 1014 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 11320 EMERALD SHORE DR, RIVERVIEW, FL 33579-4200 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 11320 EMERALD SHORE DR, RIVERVIEW, FL 33579-4200 |
| Document Number | 2021368573 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 2021368573 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Oct 27, 2020 |
| Property Address | 11320 EMERALD SHORE DR, RIVERVIEW, FL 33579-4200 |
| Document Number | 0000444383 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 444383 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11320 EMERALD SHORE DR RIVERVIEW FL 335794200, RIVERVIEW, FL 33579-4200 |
| Document Number | 444384 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 444384 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | PORTAGE, MI 49002 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 26, 2050 |
The 2025 property tax bill for 11320 Emerald Shore Dr was $8,412 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,408 (+2.7%) | $452,766 (-1.08%) Land $138,205 Building $314,561 | |
| 2025 | $8,412.00 Homeowner's exemption Veteran's exemption | $322,695 | $457,719 Land $138,205 Building $319,514 |
| 2023 | $7,641.00 (+2.88%) Homeowner's exemption Veteran's exemption | $304,467 (+3%) | $470,774 (+14.2%) Land $133,747 Building $337,027 |
| 2022 | $7,427.00 Homeowner's exemption Veteran's exemption | $295,599 | $412,238 Land $115,914 Building $296,324 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11320 Emerald Shore Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 108 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 2 (2023–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11320 Emerald Shore Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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