Hernando County property record for 11320 Elgin Blvd, Spring Hill, FL 34608
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Feb 2026) |
| Tax Bill | $535 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Oct 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5180-1212-0070 |
| Primary APN | R32-323-17-5180-1212-0070 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|---|
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Account Number | 00670839 |
|---|---|
| Street Address | 11320 ELGIN BLVD |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-2115 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | SPRING HILL UNIT 18 BLK 1212 LOT 7 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 05 |
| Legal Subdivision | SPRING HILL UNIT 18 |
| Legal Block | 1212 |
| Legal Lot Number | 7 |
| Legal Unit | 18 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 41004 |
Source: Hernando County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 11320 ELGIN BIVD, SPRING HILL, FL 34608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2026 | Warranty Deed, Transfer · FHA Mortgage INSPIRE HOME LOANS INC |
| Oct 15, 2024 | Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Apr 26, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2026 · Amount on Record |
| Deed Sale | Feb 5, 2026 · Amount on Record |
| Prior Sale | Oct 15, 2024 · Amount on Record |
| Deed Document Number | 2026007049 |
| Deed Book / Page | 4664 / 624 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 5, 2026 |
| Property Address | 11320 ELGIN BLVD, SPRING HILL, FL 34608-2115 |
| Document Number | 0046640624 |
| Book / Page | 4664 / 624 |
| Map Reference | MB 9 PG 47-59 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 2026007049 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | PARKWAY TITLE INC, PARKWAY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2325 LAKEVIEW PKWY STE 600, 600, ALPHARETTA, GA 30009-7941 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11320 ELGIN BIVD, SPRING HILL, FL 34608 |
| Document Number | 0004664626 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 4664/626 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 15, 2024 |
| Property Address | 11320 ELGIN BLVD, SPRING HILL, FL 34608-2115 |
| Document Number | 0044800387 |
| Book / Page | 4480 / 387 |
| Map Reference | MB 9 PG 47-59 |
| Instrument Date | Oct 8, 2024 |
| Instrument | 2024063384 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $385.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 FLORENCE DR, TOLLAND, CT 06084-2260 |
| Name | Verified Name |
|---|---|
| Address | LOT 7 ELGIN BOULEVARD LOT 7, 7, SPRING HILL, FL 34608 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 26, 2023 |
| Property Address | 11320 ELGIN BLVD, SPRING HILL, FL 34608-2115 |
| Document Number | 0042890395 |
| Book / Page | 4289 / 395 |
| Map Reference | MB 9 PG 56 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 2023023427 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 FLORENCE DR, TOLLAND, CT 06084-2260 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3 FLORENCE DR, TOLLAND, CT 06084-2260 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $535.00 (+78.93%) | $37,500 (+187.47%) Land $37,500 | $37,500 (+29.31%) Land $37,500 |
| 2023 | $13,045 (-50.59%) | ||
| 2022 | $299.00 | $26,400 Land $26,400 | $29,000 Land $29,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Tillman Fiber.
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