11320 E Gull Lake Dr, Brainerd, MN 56401 Property Records

Cass County property record for 11320 E Gull Lake Dr, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,620 sqft · built 2003
Lot Size1.29 acres (56,192 sqft)
Owner2 Individual Names on Record
Tax Bill$3,006 (2026)
Deeds & MortgagesMar 2021 Refinance
APN87-029-1108

Property Details

APN / Parcel Number

Primary APN87-029-1108
Alternative APN
  • 45845

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,620 sqft Base Area
1st Floor Area1,620 sqft
Basement Area1,470 sqft
Finished Basement1,470 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area56,192 sqft (1.29 acres)
Garage Area952 sqft
DrivewayDriveway
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area40 sqft
Deck Area252 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number45845
Street Address11320 E GULL LAKE DR
CityBRAINERD
StateMN
Zip56401-3036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS100 FT OF N 1119.97 FT LYG ELY OF WLY R/O/W
Legal Range29
Legal Township134
Legal Section29
JurisdictionCASS MN
Township / Civil DivisionEAST GULL LAKE
Census Block Group1
Census Block1019
Census Tract960801

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11320 E GULL LAKE DR, BRAINERD, MN 56401-3036
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MN
Property Address11320 E GULL LAKE DR, EAST GULL LAKE, MN 56401-3036
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000669987
DateMar 8, 2021
InstrumentA000669987
Lender
NameFIRST WESTERN TRUST BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueApr 1, 2031

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCass County
MunicipalityEast Gull Lake City
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,006.00 (+3.94%) Homeowner's exemption
2025$2,892.00 (+9.63%)$477,700 (+13.9%) Land $20,000 Building $457,700$477,700 (+13.9%) Land $20,000 Building $457,700
2023$2,638.00
2022$419,400 Land $18,000 Building $401,400$419,400 Land $18,000 Building $401,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Midco
Cable
250 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CTC.

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