11320 E 46th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 11320 E 46th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,874 sqft · built 1976
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$271,000 (May 2017)
Tax Bill	$4,241 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44042.1430`

Property Details

APN / Parcel Number

Primary APN	`44042.1430`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,874 sqft Living Area
Gross Area	2,930 sqft
1st Floor Area	1,236 sqft
Basement Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft
Patio Area	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11320 E 46TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-9458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	MYRON ESTATES NO 5 L30 B3
Legal Range	44E
Legal Township	24N
Legal Section	04
Legal Subdivision	MYRON ESTATES
Legal Block	3
Legal Lot Number	30
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3025
Census Tract	12401

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11320 E 46TH AVE, SPOKANE VALLEY, WA 99206-9458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage NUMERICA CU
May 31, 2017	Warranty Deed, Transfer · FHA Mortgage HERITAGE HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Deed Document Number	20176608158
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11320 E 46TH AVE, SPOKANE VALLEY, WA 99206-9458
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007470012
Date	Feb 13, 2026
Instrument	7470012

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11320 E 46TH AVE, SPOKANE VALLEY, WA 99206-9458
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	TICOR CP, TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007198164
Date	Apr 13, 2022
Instrument	7198164

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11320 E 46TH AVE, SPOKANE VALLEY, WA 99206-9458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006994956
Date	Nov 13, 2020
Instrument	6994956

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 25, 2045

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 31, 2017
Property Address	11320 E 46TH AVE, SPOKANE VALLEY, WA 99206-9458
Document Number	0006608158
Map Reference	VOL12 PG33
Instrument Date	May 25, 2017
Instrument	6608158
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,828.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11320 E 46TH AVE, SPOKANE VALLEY, WA 99206-9458

Mortgage

Document Number	0006608159
Date	May 31, 2017
Instrument	6608159

Lender

Name	HERITAGE HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Mortgage

Document Number	0006608160
Date	May 31, 2017
Instrument	6608160

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,241.00 (+3.34%)	$421,700 (-2.5%) Land $110,000 Building $311,700	$421,700 (-2.5%) Land $110,000 Building $311,700
2025	$4,104.00 (+2.42%)
2024		$432,500 (+23.29%) Land $100,000 Building $332,500	$432,500 (+23.29%) Land $100,000 Building $332,500
2023	$4,007.00 (+1.29%)	$350,800 Land $84,000 Building $266,800	$350,800 Land $84,000 Building $266,800
2022	$3,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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