Frederick County property record for 11320 Baker Rd, Keymar, MD 21757 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1987 |
| Square Footage | 2,806 sqft Living Area |
| Lot Size | 1 acres |
| Garage | Detached, 912 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $449,000 (2025) |
| Tax Bill | $3,863.00 (2025) |
Source: Frederick County records · APN 17-365681
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11320 BAKER RD, KEYMAR, MD 21757-8122 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 01, 2023 | Deed of Trust, Mortgage · Line of Credit WOODSBORO BANK |
| Dec 26, 2025 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Feb 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage WOODSBORO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 26, 2025 · Amount on Record |
| Deed Sale | Dec 26, 2025 · Amount on Record |
| Deed Book / Page | 17659 / 284 |
| Prior Transfer Date | Aug 04, 2015 |
| Prior Transfer Doc | 0107170079 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 11320 BAKER RD, KEYMAR, MD 21757-8122 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11320 BAKER RD, KEYMAR, MD 21757-8122 |
| Document Number | 0165850066 |
|---|---|
| Date | Sep 01, 2023 |
| Book Page | 16585/66 |
| Name | WOODSBORO BANK |
|---|---|
| Type | Bank |
| Address | WOODSBORO, MD 21798 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 26, 2025 |
| Property Address | 11320 BAKER RD, KEYMAR, MD 21757-8122 |
| Document Number | 0176590284 |
| Book / Page | 17659 / 284 |
| Map Reference | MB 35 FO 95 |
| Instrument Date | Dec 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 11320 BAKER RD, KEYMAR, MD 21757-8122 |
| Document Number | 0017659291 |
|---|---|
| Date | Dec 26, 2025 |
| Instrument | 17659/291 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 11320 BAKER RD, KEYMAR, MD 21757-8122 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0116860269 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 11686/0269 |
| Instrument | 11686-0269 |
| Name | WOODSBORO BANK |
|---|---|
| Type | Bank |
| Address | WOODSBORO, MD 21798 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,467 (+10.48%) | $458,600 (+31.44%) Land $150,000 Building $308,600 | |
| 2025 | $3,863.00 (+6.18%) Homeowner's exemption | $348,900 (+20.71%) Land $120,000 Building $228,900 | $348,900 (-) Land $120,000 Building $228,900 |
| 2024 | $3,638.00 (+8.56%) | ||
| 2023 | $3,351.00 Homeowner's exemption | $289,033 | $348,900 Land $120,000 Building $228,900 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 17-365681 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,806 sqft Living Area |
| 1st Floor | 1,856 sqft 1st Floor |
| Basement Area | 950 sqft Basement |
| Finished Basement | 950 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,560 sqft |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 912 sqft Garage |
| Porch | Open Porch |
| Porch Area | 100 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 365681 |
|---|---|
| Street Address | 11320 BAKER RD |
| City | KEYMAR |
| State | MD |
| Zip | 21757-8122 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1A SECT 2 1.00003 AC E/S BAKER RD LEWIS SUBDIVISION |
| Legal Subdivision | LEWIS SUB |
| Legal Lot Number | 1A |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 11, WOODSBORO |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 751600 |
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