Monroe County property record for 11320 2nd Ave Ocean, Marathon, FL 33050 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,168 sqft Living Area |
| Lot Size | 2,750 sqft (0.063 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $420,000 (2019) |
| Tax Bill | $3,807.00 (2024) |
| Primary APN | 00345030-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,168 sqft Living Area |
| 1st Floor | 1,168 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 2,750 sqft (0.063 acres) |
| Depth X Width | 50 ft x 55 ft Depth x Width |
| Deck Area | 550 sqft Deck |
|---|---|
| Patio Area | 550 sqft Patio |
| Porch Area | 374 sqft Porch |
| View | Canal View |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 1422932 |
|---|---|
| Street Address | 11320 2ND AVENUE OCEAN |
| City | MARATHON |
| State | FL |
| Zip | 33050-3410 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 91 LITTLE VENICE PB3-7 KEY VACA OR640-554 OR1612-2166 OR1989-1960/62 OR2138-68 OR2512-1816/17 OR2674-1687/89 OR2682-969/70 OR2861-158/59 OR2945-0397 |
| Legal Range | 33E |
| Legal Township | 66S |
| Legal Section | 06 |
| Legal Subdivision | LITTLE VENICE |
| Legal Lot Number | 91 |
| Jurisdiction | MONROE FL |
| Minor Civil Division | MIDDLE KEYS |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 971100 |
Source: Monroe County records · APN 00345030-000000
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11320 2ND AVENUE OCEAN, MARATHON, FL 33050-3410 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Mar 13, 2023 | Deed of Trust, Mortgage · Line of Credit KEYS FCU |
| Jul 13, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ELEVEN MTG |
| Sep 21, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ELEVEN MTG |
| Jan 17, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 23, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 17, 2019 · Amount on Record |
| Deed Sale | Jan 17, 2019 · Amount on Record |
| Prior Sale | May 05, 2014 · Amount on Record |
| Deed Doc Number | 20192202319 |
| Deed Book / Page | 2945 / 397 |
| Prior Transfer Date | Feb 26, 2014 |
| Prior Transfer Doc | 0026741687 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 11320 2ND AVENUE OCEAN, MARATHON, FL 33050-3410 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Title Company | TRUE TITLE, TRUE TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 11320 2ND AVENUE OCEAN, MARATHON, FL 33050-3410 |
| Investor | Possibly a Property Investor |
| Document Number | 0031252144 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 3125/2144 |
| Instrument | 2339723 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 11320 2ND AVENUE OCEAN, MARATHON, FL 33050-3410 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0032151295 |
|---|---|
| Date | Mar 13, 2023 |
| Book Page | 3215/1295 |
| Instrument | 2409903 |
| Name | KEYS FCU |
|---|---|
| Type | Credit Union |
| Address | KEY WEST, FL 33040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Mar 12, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 11320 2ND AVENUE OCEAN, MARATHON, FL 33050-3410 |
| Document Number | 0030321012 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 11320 2ND AVENUE OCEAN MARATHON FL 330503410, MARATHON, FL 33050-3410 |
| Document Number | 0030321012 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 003032/001012 |
| Instrument | 2273562 |
| Name | ELEVEN MTG |
|---|---|
| Address | PLANO, TX 75024 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 11320 2ND AVENUE OCEAN, MARATHON, FL 33050-3410 |
| Document Number | 0029861643 |
| Instrument Date | Sep 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 11320 2ND AVENUE OCEAN MARATHON FL 330503410, MARATHON, FL 33050-3410 |
| Document Number | 0029861643 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 002986/001643 |
| Instrument | 2238239 |
| Name | ELEVEN MTG |
|---|---|
| Address | PLANO, TX 75024 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 17, 2019 |
| Property Address | 11320 2ND AVENUE OCEAN, MARATHON, FL 33050-3410 |
| Document Number | 0029450397 |
| Book / Page | 2945 / 0397 |
| Map Reference | MB 3 PG 7 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 2202319 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2911 BOLAND DR, 2911, OVIEDO, FL 32765-9002 |
| Name | Verified Name |
|---|---|
| Address | 11320 2ND AVENUE OCEAN, MARATHON, FL 33050-3410 |
| Document Number | 0002202320 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 2202320 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 23, 2017 |
| Property Address | 11320 2ND AVENUE OCEAN, MARATHON, FL 33050-3410 |
| Document Number | 0028610158 |
| Book / Page | 002861 / 000158 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 2128388 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2017 |
| Title Company | FLORIDA STATE TITLE, FLORIDA ST TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2911 BOLAND DR OVIEDO FL 327659002, OVIEDO, FL 32765-9002 |
| Document Number | 28610163 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 002861/000163 |
| Instrument | 2128391 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 22, 2032 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Marathon City |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $404,318 (+5.99%) | $566,261 (+5.97%) Land $418,000 Building $148,261 | |
| 2024 | $3,807.00 (+2.67%) | ||
| 2023 | $3,708.00 (+1.64%) Homeowner's exemption | $381,480 (+3%) | $534,347 (+8.04%) Land $391,875 Building $142,472 |
| 2022 | $3,648.00 Homeowner's exemption | $370,369 | $494,591 Land $349,250 Building $145,341 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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