1132 Wharf Dr, Pasadena, MD 21122 Property Records

Anne Arundel County property record for 1132 Wharf Dr, Pasadena, MD 21122

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,152 sqft · built 1955
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,583 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-560-26403600`

Property Details

APN / Parcel Number

Primary APN	`03-560-26403600`
Alternative APNs	`3-560-26403600` `56026403600`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,544 sqft
1st Floor Area	772 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.144 acres)
Porch	Enclosed Porch
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	56026403600
Street Address	1132 WHARF DR
City	PASADENA
State	MD
Zip	21122-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 73A 73B SC A MT PLEASANT BEACH
Legal Subdivision	MT PLEASANT BEACH
Legal Block	1
Legal Lot Number	73A
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	3
Census Block Group	1
Census Block	1015
Census Tract	731310

Owner

1132 Wharf Dr is owned and occupied by two individuals who acquired it in August 1999.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1132 WHARF DR, PASADENA, MD 21122-2521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 25, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 1999
Deed Sale	Aug 2, 1999
Prior Sale	May 4, 1993 · Amount on File
Deed Document Number	199910469
Deed Book / Page	9332 / 390
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1132 WHARF DR, PASADENA, MD 21122-2521
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 WHARF DR, PASADENA, MD 21122-2521

Mortgage

Document Number	0418080491
Date	Nov 7, 2025
Book Page	41808/491

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1132 WHARF DR, PASADENA, MD 21122-2521
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 WHARF DR, PASADENA, MD 21122-2521

Mortgage

Document Number	0398120319
Date	Jul 25, 2023
Book Page	39812/319

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1132 WHARF DR, PASADENA, MD 21122-2521
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0375200252
Date	Sep 14, 2021
Book Page	37520/252

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Oct 1, 2045

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1132 WHARF DR, PASADENA, MD 21122-2521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0342770355
Date	Mar 5, 2020
Book Page	34277/355

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	306 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 1132 Wharf Dr was $2,583 with a homeowner's exemption, up 2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,267 (+1.14%)	$299,600 (-) Land $165,000 Building $134,600
2025	$2,583.00 (+1.97%) Homeowner's exemption	$292,933	$299,600 Land $165,000 Building $134,600
2024	$2,533.00 (+27.74%)
2023	$1,983.00 Homeowner's exemption	$281,333	$289,600 Land $175,000 Building $114,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1132 Wharf Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1986–2014)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Aug 2014 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1132 Wharf Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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