1132 Sapelo Cir NE, Townsend, GA 31331 Property Records

McIntosh County property record for 1132 Sapelo Cir NE, Townsend, GA 31331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,084 sqft · built 2006
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jul 2021)
Tax Bill	$5,218 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`0081-B-0052`

Property Details

APN / Parcel Number

Primary APN	`0081-B-0052`
Alternative APN	`8552`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,084 sqft Heated Area
1st Floor Area	1,330 sqft
2nd Floor Area	754 sqft
Flooring	Wood
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
View / Lot	Waterfront
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	386 sqft
Patio Area	247 sqft
Storage Building	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8552
Street Address	1132 SAPELO CIR NE
City	TOWNSEND
State	GA
Zip	31331-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	H/LT 129 PH III BELV ISL PLANT
Legal Subdivision	BELVEDERE ISLAND
Legal Phase	3
Legal Lot Number	129
Jurisdiction	MCINTOSH GA
Township / Civil Division	TOWNSEND
Census Block Group	2
Census Block	2005
Census Tract	110103

Owner

Source: McIntosh County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	283 SHOALS DR, MOUNT PLEASANT, SC 29464-7775
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Limited Warranty Deed, Transfer
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL
Jul 23, 2021	Warranty Deed, Transfer
Oct 19, 2018	Warranty Deed, Transfer
Jun 2, 2017	Warranty Deed, Transfer · FHA Mortgage SILVERTON MORTGAGE SPECIALISTS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	2021813
Deed Book / Page	675 / 908
Last Transfer Date	Aug 3, 2026
Transfer Doc	0000001876
Record Updated	Oct 29, 2026

August 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Aug 5, 2026
Property Address	1132 SAPELO CIR NE, TOWNSEND, GA 31331-3316
Document Number	0000001876
Book / Page	747 / 75
Instrument Date	Aug 3, 2026
Instrument	20261876
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 SHOALS DR, MOUNT PLEASANT, SC 29464-7775

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	1132 SAPELO CIR NE, TOWNSEND, GA 31331-3316
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 SAPELO CIR NE, TOWNSEND, GA 31331-3316

Mortgage

Document Number	0000000675/0000000911
Date	Aug 2, 2021
Book Page	0000000675/0000000911
Instrument	002067

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Jul 23, 2021
Property Address	1132 SAPELO CIR NE, TOWNSEND, GA 31331-3316
Document Number	675/908
Book / Page	675 / 908
Instrument Date	Jul 23, 2021
Instrument	2021-000813
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 SHOALS DR, MOUNT PLEASANT, SC 29464-7775

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Oct 19, 2018
Property Address	1132 SAPELO CIR NE, TOWNSEND, GA 31331-3316
Document Number	000639/996
Book / Page	639 / 996
Instrument Date	Oct 19, 2018
Instrument	2018-000824
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 NE SAPRLO CIR, TOWNSEND, GA 31331-3316

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Jun 2, 2017
Property Address	1132 SAPELO CIR NE, TOWNSEND, GA 31331-3316
Document Number	000625/596
Book / Page	625 / 596
Instrument Date	Jun 2, 2017
Instrument	2017-000485
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 BANNON CT, HINESVILLE, GA 31313-9536

Mortgage

Document Number	625/599
Date	Jun 5, 2017
Book Page	625/599
Instrument	001070

Lender

Name	SILVERTON MORTGAGE SPECIALISTS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McIntosh County
Unified School District	McIntosh County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,218.00 (+24.21%)	$170,976 (+17.56%) Land $26,000 Building $144,976	$427,440 (+17.56%) Land $65,000 Building $362,440
2023	$4,201.00 Homeowner's exemption	$145,440 Land $9,600 Building $135,840	$363,600 Land $24,000 Building $339,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 106 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 98.6% of Georgia
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVEDERE ISLAND private · serves 283 people · EPA ID GA1910072
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Darien Telephone Company Fiber	1,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sapelo Cir NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures