1132 Queenstown Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 1132 Queenstown Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,058 sqft · built 1977
Lot Size	1.06 acres (46,304 sqft)
Owner	2 Individual Names on Record
Last Sale	$512,500 (Oct 2020)
Tax Bill	$34 (2025)
Deeds & Mortgages	Feb 2011 Mortgage Oct 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26 102M`

Property Details

APN / Parcel Number

Primary APN	`26 102M`
Alternative APN	`6990`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,058 sqft Living Area
Gross Area	5,459 sqft
1st Floor Area	3,816 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1994
Exterior Material	Wood
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,304 sqft (1.06 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	332 sqft
Deck Area	Deck Area
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6990
Street Address	1132 QUEENSTOWN RD
City	LANCASTER
State	VA
Zip	22503-4125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TOWN CREEK 1.063 AC 26I 1 5E LOT 5 LR20/2328
Legal Subdivision	TOWN CREEK
Legal Lot Number	5
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	4
Census Block	4022
Census Tract	30100

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7037 SUNDANCE DR, WARRENTON, VA 20187-4189
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2011	Deed of Trust, Mortgage · ARM BANK-FUND STAFF FEDERAL C
Oct 16, 2020	Warranty Deed, Transfer · Line of Credit FARM CREDIT OF THE VIRGINIAS ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	20202328
Record Updated	Sep 20, 2026

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	1132 QUEENSTOWN RD, LANCASTER, VA 22503-4125
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001100/359
Date	Feb 22, 2011
Book Page	1100/359

Lender

Name	BANK-FUND STAFF FEDERAL C

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2018

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Oct 16, 2020
Property Address	1132 QUEENSTOWN RD, LANCASTER, VA 22503-4125
Document Number	0200002328
Instrument Date	Oct 12, 2020
Instrument	200002328
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7037 SUNDANCE DR, WARRENTON, VA 20187-4189

Mortgage

Document Number	0200002329
Date	Oct 16, 2020
Instrument	200002329

Lender

Name	FARM CREDIT OF THE VIRGINIAS ACA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34.00 (-98.94%)	$620,900 (+21.82%) Land $240,000 Building $380,900	$620,900 (+21.82%) Land $240,000 Building $380,900
2023	$3,211.00	$509,700 Land $200,000 Building $309,700	$509,700 Land $200,000 Building $309,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	28 (1998–2018)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Nov 2018 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BALL POINT private · serves 51 people · EPA ID VA4103100
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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