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1132 Oak Ave, Panama City, FL 32401 Property Records

Bay County property record for 1132 Oak Ave, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,568 sqft · built 1999
Lot Size0.16 acres (6,969 sqft)
OwnerCompany Name on File
Last Sale$260,500 (Aug 2022)
Tax Bill$3,808 (2025)
Deeds & MortgagesAug 2022 Sale
Flood ZoneZone X (minimal risk)
APN18466-000-000

Property Details

APN / Parcel Number

Primary APN18466-000-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,568 sqft Living Area
1st Floor Area1,568 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2019
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,969 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area632 sqft
DrivewayDriveway

Exterior Amenities

PorchOpen Porch
Porch Area116 sqft
Patio Area187 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1132 OAK AVE
CityPANAMA CITY
StateFL
Zip32401-2451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC03
Legal DescriptionBRY-CO PARK LOTS 31 & 32 BLK 5 ORB 4593 P 1977
Legal Range14W
Legal Township04S
Legal Section05
Legal SubdivisionBRY-CO PARK
Legal Block5
Legal Lot Number31,32
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2038
Census Tract2000

Owner

1132 Oak Ave is owned by a company that bought it in August 2022.

Source: Bay County records, as of April 13, 2026

Owner of RecordCompany Name on File
Mailing Address708 MULBERRY AVE, PANAMA CITY, FL 32401-2555
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2022 · Amount on File
Deed SaleAug 1, 2022 · Amount on File
Prior SaleAug 12, 2005 · Amount on File
Deed Document Number202256666
Deed Book / Page4593 / 1977
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateAug 1, 2022
Property Address1132 OAK AVE, PANAMA CITY, FL 32401-2451
Document Number0045931977
Book / Page4593 / 1977
Instrument DateJul 29, 2022
Instrument2022056666
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyNOT AVAILABLE, BURG TITLE LLC

Transaction

AmountAmount on Record
Tax$1,823.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address144 BOCA LAGOON DR, 144, PANAMA CITY, FL 32408-5121

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 70, DOUGLASVILLE, GA 30133-0070

Tax Assessment & Valuation

The 2025 property tax bill for 1132 Oak Ave was $3,808, down 1% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,808.00 (-1.04%)$241,130 Land $22,834 Building $218,296$241,130 Land $22,834 Building $218,296
2024$3,848.00 (-1.11%)
2023$3,891.00 (+86.17%)$221,215 (+92.98%) Land $14,210 Building $207,005$221,215 (+92.98%) Land $14,210 Building $207,005
2022$2,090.00$114,634 Land $11,809 Building $102,825$114,634 Land $11,809 Building $102,825

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1132 Oak Ave in Zone X, an area of minimal flood risk, though there have been 55 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 69 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 in force
Nearby Flood Claims55 (1983–2020)
Claims Outside the SFHA19 of 55
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 4 claims
  • Hurricane Michael, Oct 2018 · 12 claims
  • Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1132 Oak Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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