Bastrop County property record for 1132 N Main St, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,470 sqft · built 1950 |
| Lot Size | 0.416 acres (18,121 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $106,300 (May 2018) |
| Tax Bill | $2,191 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R12030 |
| Primary APN | R12030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,470 sqft Living Area |
| Gross Area | 1,602 sqft |
| 1st Floor Area | 1,470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 18,121 sqft (0.416 acres) |
| Garage Type | Detached |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 501 sqft |
| Porch | Covered Porch |
| Porch Area | 342 sqft |
| Deck Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1132 N MAIN ST |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S6780 - MARTINSON BLK 2 LOT 32 & 33 FR |
| Legal Subdivision | MARTINSON |
| Legal Block | 2 |
| Legal Lot Number | 32,33 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950202 |
1132 N Main St is owned and occupied by two individuals who bought it in May 2018.
Source: Bastrop County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1132 N MAIN ST, ELGIN, TX 78621-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit A+ FEDERAL CREDIT UNION |
| May 1, 2018 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2018 · Amount on File |
| Deed Sale | May 1, 2018 · Amount on File |
| Deed Document Number | 20186106 |
| Prior Transfer Date | Apr 24, 2018 |
| Prior Transfer Doc | 201806106 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Jun 22, 2026 |
| Property Address | 1132 N MAIN ST, ELGIN, TX 78621-1521 |
| Document Number | 0000010433 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202610433 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1132 N MAIN ST, ELGIN, TX 78621-1521 |
| Document Number | 0000010433, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 202610433 |
| Name | A+ FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2036 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | May 1, 2018 |
| Property Address | 1132 N MAIN ST, ELGIN, TX 78621-1521 |
| Document Number | 201806106 |
| Map Reference | VOL474 PG528 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 201806106 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1132 N MAIN ST, ELGIN, TX 78621-1521 |
| Document Number | 201806107 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 201806107 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2038 |
The 2025 property tax bill for 1132 N Main St was $2,191 with exemptions applied, down 18.1% from the year before.
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Municipality | Elgin City |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,191.00 (-18.06%) Homeowner's exemption Senior Citizen's exemption | $287,186 | $312,207 Land $141,887 Building $170,320 |
| 2024 | $2,674.00 | ||
| 2023 | Homeowner's exemption Senior Citizen's exemption | $322,326 Land $141,887 Building $180,439 | $322,326 Land $141,887 Building $180,439 |
| 2022 | $4,021.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1132 N Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1132 N Main St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELGIN serves 13,188 people · EPA ID TX0110002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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