1132 Lincoln Ridge Loop, #LO, Ocoee, FL 34761 Property Records

Orange County property record for 1132 Lincoln Ridge Loop, #LO, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,649 sqft · built 2017
Lot Size	0.72 acres (3,121 sqft)
Owner	Individual Name on Record
Last Sale	$273,000 (Jul 2020)
Tax Bill	$4,989 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-22-28-8245-00-100`

Property Details

APN / Parcel Number

Primary APN	`09-22-28-8245-00-100`
Alternative APNs	`282209824500100` `231555` `236396` `240966`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,649 sqft Living Area
Gross Area	2,607 sqft
1st Floor Area	709 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,121 sqft (0.72 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	253 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1132 LINCOLN RIDGE LOOP, LO
City	OCOEE
State	FL
Zip	34761-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SPRING LAKE RESERVE 85/68 LOT 10
Legal Range	28E
Legal Township	22S
Legal Section	09
Legal Subdivision	SPRING LAKE RESERVE
Legal Tract	8245
Legal Lot Number	10
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3001
Census Tract	15003

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1132 LINCOLN RIDGE LOOP, OCOEE, FL 34761-1405
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM
Aug 16, 2017	Special Warranty Deed, Transfer · ARM COMPASS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	2020394576
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 24, 2020
Property Address	1132 LINCOLN RIDGE LOOP, OCOEE, FL 34761-1405
Document Number	0000394576
Instrument Date	Jul 7, 2020
Instrument	394576
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	Z TITLE GROUP LLC, Z TITLE GRP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,911.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3373 S KIRKMAN RD #936 ORLANDO FL 328111906, 936, ORLANDO, FL 32811-1906

Mortgage

Document Number	394579
Date	Jul 24, 2020
Instrument	394579

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

August 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 16, 2017
Property Address	1132 LINCOLN RIDGE LOOP, OCOEE, FL 34761-1405
Document Number	0000454984
Map Reference	MB 85 PG 68-71
Instrument Date	Aug 14, 2017
Instrument	20170454984
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 SUMMIT TOWER BLVD # 50, 1900, ORLANDO, FL 32810-5939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 LINCOIN RIDGE LOOP, OCOEE, FL 34761-1405

Mortgage

Document Number	0000454985
Date	Aug 16, 2017
Instrument	20170454985

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	10.6%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,205 (+2.7%)	$331,860 (-7.91%) Land $75,000 Building $256,860
2025	$4,989.00 (+6.69%) Homeowner's exemption	$301,076 (+5.99%)	$360,380 (+10.49%) Land $75,000 Building $285,380
2024	$4,676.00 (+3.43%)
2023	$4,521.00 (+3.2%) Homeowner's exemption	$284,069 (+3%)	$326,151 (+18.26%) Land $75,000 Building $251,151
2022	$4,381.00 Homeowner's exemption	$275,795 Land $65,000 Building $210,795	$275,795 Land $65,000 Building $210,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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