1132 Heron Cir, Joliet, IL 60431 Property Records

Kendall County property record for 1132 Heron Cir, Joliet, IL 60431

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,561 sqft · built 2006
Lot Size0.042 acres (1,814 sqft)
Owner2 Individual Names on Record
Last Sale$211,000 (May 2022)
Tax Bill$5,738 (2024)
Deeds & MortgagesMay 2022 Sale & Mortgage
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN09-02-431-003

Property Details

APN / Parcel Number

Primary APN09-02-431-003

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,561 sqft Living Area
1st Floor Area1,561 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area1,814 sqft (0.042 acres)
Lot Dimensions73 ft deep x 24 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1132 HERON CIR
CityJOLIET
StateIL
Zip60431-8855
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 92 SABLE RIDGE UNIT 2 CITY OF JOLIET
Legal SubdivisionSABLE RIDGE
Legal Lot Number92
JurisdictionKENDALL IL
Township / Civil DivisionSEWARD
Census Block Group2
Census Block2026
Census Tract890703

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1132 HERON CIR, JOLIET, IL 60431-8855
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 13, 2022Warranty Deed, Transfer · FHA Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 21, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
MLD MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2022 · Amount on Record
Deed SaleMay 13, 2022 · Amount on Record
Prior SaleJun 22, 2006 · Amount on Record
Deed Document Number20228524
Last Transfer DateAug 22, 2024
Transfer Doc0000010145
Record UpdatedSep 20, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateMay 13, 2022
Property Address1132 HERON CIR, JOLIET, IL 60431-8855
Document Number0000008524
Map ReferenceDOC 200500019612
Instrument DateApr 30, 2022
Instrument202200008524
Transaction TypeTransfer
Record UpdatedMay 23, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$211.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1132 HERON CIR, JOLIET, IL 60431-8855

Mortgage

Document Number0000008525
DateMay 13, 2022
Instrument202200008525
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052
Interest
Rate TypeFixed Rate
Rate4.62%

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENDALL IL
Recording DateJan 21, 2022
Property Address1132 HERON CIR, JOLIET, IL 60431-8855
Document Number0000001460
Map ReferenceDOC 200500019612
Instrument DateJan 18, 2022
Instrument202200001460
Transaction TypeTransfer
Record UpdatedJan 31, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1132 HERON CIR, JOLIET, IL 60431-8855

Mortgage

Document Number0000001461
DateJan 21, 2022
Instrument202200001461
Lender
NameMLD MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionSeward Township
MunicipalityJoliet City
Elementary School DistrictMinooka Community Consolidated School District 201 (PK - 08)
Secondary School DistrictMinooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$80,312 (+25.32%) Land $10,000 Building $70,312$240,936 (+25.32%) Land $30,000 Building $210,936
2024$5,738.00
2022$64,083 Land $4,034 Building $60,049$192,249 Land $12,102 Building $180,147

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims3 (2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOLIET
serves 160,000 people · EPA ID IL1970450
Water SourceGroundwater
Last State InspectionNov 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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