1132 E Saddle Mountain Rd, Phoenix, AZ 85086 Property Records

Maricopa County property record for 1132 E Saddle Mountain Rd, Phoenix, AZ 85086

Property Summary

Property Type	Rural Home
Details	3 ba · 2,309 sqft · built 1998
Lot Size	2.61 acres (113,822 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Jun 2014)
Tax Bill	$3,964 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2017 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`211-71-048`

Property Details

APN / Parcel Number

Primary APN	`211-71-048`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,309 sqft Living Area
1st Floor Area	2,309 sqft

Exterior

Year Built	Built 1998
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	113,822 sqft (2.61 acres)
Parking Spaces	2 Parking Spaces
Pool Area	688 sqft
Patio Area	479 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1132 E SADDLE MOUNTAIN RD
City	PHOENIX
State	AZ
Zip	85086-0956
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RU-43
Legal Description	S 408.06F E2 SE4 SE4 NW4 SEC 21 EX S & E 30F RDS
Legal Range	03E
Legal Township	06N
Legal Section	21
Legal Quarter	NW
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	4
Census Block	4010
Census Tract	610700

Owner

Source: Maricopa County records · APN 211-71-048

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1132 E SADDLE MOUNTAIN RD, PHOENIX, AZ 85086-0956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 28, 2017	Deed of Trust, Mortgage · Commercial Mortgage ARIZONA FCU
Jun 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARIZONA CTRL CU
Jan 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2014 · Amount on Record
Deed Sale	Jun 30, 2014 · Amount on Record
Prior Sale	Jun 11, 2004
Deed Document Number	20140427780
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1132 E SADDLE MOUNTAIN RD, PHOENIX, AZ 85086-0956
Transaction Type	Mortgage
Record Updated	Mar 05, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 E SADDLE MOUNTAIN RD, PHOENIX, AZ 85086-0956
Investor	Possibly a Property Investor

Mortgage

Document Number	0000831738
Date	Aug 02, 2021
Instrument	20210831738

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2036

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1132 E SADDLE MOUNTAIN RD, PHOENIX, AZ 85086-0956
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000632885
Date	Aug 28, 2017
Instrument	2017-0632885

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 12, 2032

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1132 E SADDLE MOUNTAIN RD, PHOENIX, AZ 85086-0956
Document Number	0000517036
Instrument Date	Jun 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1132 E SADDLE MOUNTAIN RD PHOENIX AZ 850860956, PHOENIX, AZ 85086-0956

Mortgage

Document Number	0000517036
Date	Jun 15, 2020
Instrument	517036

Lender

Name	ARIZONA CTRL CU
Type	Credit Union
Address	PHOENIX, AZ 85004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 14, 2040

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1132 E SADDLE MOUNTAIN RD, PHOENIX, AZ 85086-0956
Document Number	0000044249
Instrument Date	Jan 04, 2020
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	NATIONWIDE APPRAISAL AND TITLE, NATIONWIDE APPRAISAL & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1132 E SADDLE MOUNTAIN RD PHOENIX AZ 850860956, PHOENIX, AZ 85086-0956

Mortgage

Document Number	0000044249
Date	Jan 17, 2020
Instrument	44249

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 16, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1132 E SADDLE MOUNTAIN RD, PHOENIX, AZ 85086-0956
Document Number	0000592839
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 E SADDLE MOUNTAIN RD PHOENIX AZ 850860956, PHOENIX, AZ 85086-0956

Mortgage

Document Number	0000592839
Date	Aug 06, 2018
Instrument	592839

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 05, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,300 (+20.98%)	$783,000 (+20.98%) Land $156,600 Building $626,400
2025	$3,964.00 (-1.32%)
2024		$64,720	$647,200 Land $129,400 Building $517,800
2023	$4,017.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2021)
Most Recent Claim	Jul 2021 · other causes

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 53% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband OpCo Fixed Wireless · not low latency	1,000 / 100
KGT Fixed Wireless	500 / 100
Lumen Technologies DSL	100 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Cox Communications, Verizon.

Based on FCC filings for 107 locations within half a mile of this property.

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