1132 E 31st St, Savannah, GA 31404 Property Records

Chatham County property record for 1132 E 31st St, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,205 sqft · built 1925
Lot Size	0.09 acres (3,899 sqft)
Owner	Individual Name on Record
Last Sale	$289,000 (Jul 2023)
Tax Bill	$355 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-0055-08-028`

Property Details

APN / Parcel Number

Primary APN	`2-0055-08-028`
Alternative APN	`S333R661`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,205 sqft Living Area
1st Floor Area	1,205 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,899 sqft (0.09 acres)
Lot Dimensions	100 ft deep x 39 ft wide

Exterior Amenities

Porch	Porch
Porch Area	189 sqft
Deck Area	189 sqft
Patio Area	189 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1132 E 31ST ST
City	SAVANNAH
State	GA
Zip	31404-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 91 AND EAST 9 FEET OF LOT 92 PURSE WARD
Legal Subdivision	THIRTY-SEVENTH
Legal Lot Number	91-92
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	3
Census Block	3003
Census Tract	2100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Eastside Historic District listed 2002 · 459 contributing resources · NRIS 02001292

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1132 E 31ST ST, SAVANNAH, GA 31404-2802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jul 20, 2023	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on Record
Deed Sale	Jul 20, 2023 · Amount on Record
Prior Sale	May 7, 2014 · Amount on Record
Deed Book / Page	3147 / 172
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Recording Date	Jun 19, 2026
Property Address	1132 E 31ST ST, SAVANNAH, GA 31404-2802
Document Number	4012000578
Book / Page	4012 / 578
Instrument Date	May 14, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 E 31ST ST, SAVANNAH, GA 31404-2802
Investor	Possibly a Property Investor

Mortgage

Document Number	4012000578,
Date	Jun 19, 2026
Book Page	4012/578

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2066

Interest

Rate	6.3%
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 20, 2023
Property Address	1132 E 31ST ST, SAVANNAH, GA 31404-2802
Document Number	0031470172
Book / Page	3147 / 172
Instrument Date	Jul 18, 2023
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 E 31ST ST, SAVANNAH, GA 31404-2802

Mortgage

Document Number	0003147174
Date	Jul 20, 2023
Instrument	3147/174

Lender

Name	AMERIS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,040 (+0.21%) Land $28,000 Building $69,040	$242,600 (+0.21%) Land $70,000 Building $172,600
2025	$355.00 (-43.92%)	$96,840 (+438%) Land $28,000 Building $68,840	$242,100 (+438%) Land $70,000 Building $172,100
2023		$18,000 (-) Land $5,480 Building $12,520	$45,000 (-) Land $13,700 Building $31,300
2022	$633.00	$18,000 Land $5,480 Building $12,520	$45,000 Land $13,700 Building $31,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (1994–2016)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 930 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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