1132 Cotton St, Reading, PA 19602 Property Records

Berks County property record for 1132 Cotton St, Reading, PA 19602

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 4 ba · 3,259 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on Record
Last Sale	$187,000 (Sep 2021)
Tax Bill	$1,295 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`5316-30-17-3795`

Property Details

APN / Parcel Number

Primary APN	`5316-30-17-3795`
Alternative APNs	`10-5316-30-17-3795` `10328100` `328100`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	24 Rooms
Units	6 Units
Stories	2 Stories
Building Area	3,259 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10328100
Street Address	1132 COTTON ST
City	READING
State	PA
Zip	19602-2030
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Block	17
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3002
Census Tract	2100

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	812 DARBY RD, A, HAVERTOWN, PA 19083-4607
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Commercial Mortgage GENESIS CAPITAL LLC
Sep 27, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Apr 22, 2013 · Amount on Record
Deed Document Number	202148295
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1132 COTTON ST, READING, PA 19602-2030
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 DARBY RD A, A, HAVERTOWN, PA 19083-4607

Mortgage

Document Number	0000045981
Date	Nov 30, 2022
Instrument	2022045981

Lender

Name	GENESIS CAPITAL LLC
Type	Mortgage Company
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 27, 2021
Property Address	1132 COTTON ST, READING, PA 19602-2030
Document Number	0000048295
Instrument Date	Sep 14, 2021
Instrument	2021048295
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount Recorded
Tax	$1,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 DARBY RD # A, A, HAVERTOWN, PA 19083-4607

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,295.00 (+6.58%)	$45,900 (-) Land $7,700 Building $38,200	$7,700 (-83.22%) Land $7,700
2024	$1,215.00	$45,900 Land $7,700 Building $38,200
1994			$45,900 Land $7,700 Building $38,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks.

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