1132 Central Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 1132 Central Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	1,228 sqft · built 1952
Lot Size	0.215 acres (9,378 sqft)
Owner	2 Individual Names on File
Last Sale	$1,525,000 (Sep 2025)
Tax Bill	$9,897 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-05004-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`20-05004-0000-00005`
Alternative APNs	`2000646000000037` `200500400005`

Interior

Stories	1 Story
Building Area	1,228 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	9,378 sqft (0.215 acres)
Lot Dimensions	134 ft deep x 70 ft wide
Garage Type	Attached

Location & Zoning

Old Parcel Number	2000646000000037
Street Address	1132 CENTRAL AVE
City	WESTFIELD
State	NJ
Zip	07090-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BOULEVARD HILLS
Legal Block	5004
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	5
Census Block	5017
Census Tract	36800

Owner

1132 Central Ave is owned and occupied by two individuals who bought it in September 2025.

Source: Union County and Westfield Town records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1132 CENTRAL AVE, WESTFIELD, NJ 07090-2233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Sep 16, 2025	Deed, Transfer · Conventional Mortgage TD BANK NA
Oct 19, 2020	Grant Deed, Construction Loan · Construction Mortgage LOAN FUNDER LLC SER 15089 (CT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	Sep 24, 2024 · Amount on File
Deed Document Number	202549403
Deed Book / Page	6595 / 2023
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1132 CENTRAL AVE, WESTFIELD, NJ 07090-2233
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	REALSAFE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 CENTRAL AVE, WESTFIELD, NJ 07090-2233

Mortgage

Document Number	0157802256
Date	Mar 30, 2026
Book Page	15780/2256
Instrument	90784

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.87%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.87%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 16, 2025
Property Address	1132 CENTRAL AVE, WESTFIELD, NJ 07090-2233
Document Number	0065952023
Book / Page	6595 / 2023
Instrument Date	Aug 5, 2025
Instrument	49403
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,177.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 WENDELL PL, CLARK, NJ 07066-2315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1132 CENTRAL AVE, WESTFIELD, NJ 07090-2233

Mortgage

Document Number	0000083071
Date	Sep 16, 2025
Instrument	83071

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.5%

October 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Oct 19, 2020
Property Address	1132 CENTRAL AVE, WESTFIELD, NJ 07090-2233
Document Number	0063860151
Book / Page	006386 / 000151
Instrument Date	Oct 5, 2020
Instrument	329184
Transaction Type	Construction Loan
Record Updated	Nov 2, 2020
Title Company	CLEAR SKIES TITLE AGENCY, CLEAR SKIES TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$405.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1132 CENTRAL AVE WESTFIELD NJ 070902233, WESTFIELD, NJ 07090-2233
Investor	Possibly a Property Investor

Mortgage

Document Number	147940339
Date	Oct 19, 2020
Book Page	014794/000339
Instrument	701372

Lender

Name	LOAN FUNDER LLC SER 15089 (CT)
Address	645 MADISON AVE # 19TH, NEW YORK, NY 10022-1010

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 18, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 1132 Central Ave was $9,897, up 1.8% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,083,700 (+150.97%) Land $369,900 Building $713,800	$1,083,700 (+150.97%) Land $369,900 Building $713,800
2025	$9,897.00 (+1.78%)	$431,800 Land $369,900 Building $61,900	$431,800 Land $369,900 Building $61,900
2024	$9,724.00
2023		$431,800 Land $369,900 Building $61,900	$431,800 Land $369,900 Building $61,900
2022	$9,326.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1132 Central Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (1993–2021)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1132 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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