Rowan County property record for 1132 Arbor Dr, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,250 sqft · built 1965 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $222,000 (Oct 2025) |
| Tax Bill | $2,094 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Oct 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 326A152 |
| Primary APN | 326A152 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 1,370 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 15 ft deep x 10 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1132 ARBOR DR |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L19 MEADOWBROOK SEC2 |
| Legal Subdivision | MEADOWBROOK |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 51303 |
1132 Arbor Dr is owned by two individuals who bought it in October 2025.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 2057, BRENTWOOD, NY 11717-0997 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Oct 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Apr 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| May 6, 2022 | Warranty Deed, Transfer |
| Mar 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage KENNETH W CLAPP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on File |
| Deed Sale | Oct 30, 2025 · Amount on File |
| Prior Sale | Apr 24, 2023 · Amount on File |
| Deed Book / Page | 1471 / 792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1132 ARBOR DR, SALISBURY, NC 28144-2102 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0014130340 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 1413/340 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 30, 2025 |
| Property Address | 1132 ARBOR DR, SALISBURY, NC 28144-2102 |
| Document Number | 0014710792 |
| Book / Page | 1471 / 792 |
| Map Reference | MB 9995 PG 841 |
| Instrument Date | Oct 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $444.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1106 ROSE DR, SYCAMORE, IL 60178-9505 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2057, BRENTWOOD, NY 11717-0997 |
| Document Number | 0001471793 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 1471/793 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 24, 2023 |
| Property Address | 1132 ARBOR DR, SALISBURY, NC 28144-2102 |
| Document Number | 0014210942 |
| Book / Page | 1421 / 942 |
| Map Reference | MB 9995 PG 841 |
| Instrument Date | Apr 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2023 |
| Title Company | NOT AVAILABLE, TRYON TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1250 CORRIHER GRAVEL RD, CHINA GROVE, NC 28023-8405 |
| Name | Verified Name |
|---|---|
| Address | 1132 ARBOR DR, SALISBURY, NC 28144-2102 |
| Document Number | 0001421943 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 1421/943 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.4% |
| Type Change Date | May 1, 2028 |
| Change Frequency | Monthly |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.4% |
| Index | 5-Year CMT |
| Max Rate | 11.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 6, 2022 |
| Property Address | 1132 ARBOR DR, SALISBURY, NC 28144-2102 |
| Document Number | 0014010550 |
| Book / Page | 1401 / 550 |
| Map Reference | MB 9995 PG 841 |
| Instrument Date | May 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $327.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 DEVON DR, 125, SALISBURY, NC 28147-7843 |
| Name | Verified Name |
|---|---|
| Address | 1250 CORRIHER GRAVEL RD, CHINA GROVE, NC 28023-8405 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 9, 2020 |
| Property Address | 1132 ARBOR DR, SALISBURY, NC 28144-2102 |
| Document Number | 0013440779 |
| Book / Page | 001344 / 000779 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 291 TUSSEY RD #B LEXINGTON NC 272950516, B, LEXINGTON, NC 27295-0516 |
| Document Number | 13440780 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 001344/000780 |
| Name | KENNETH W CLAPP |
|---|---|
| Address | 2300 W INNES ST, SALISBURY, NC 28144-2441 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 8, 2035 |
The 2026 property tax bill for 1132 Arbor Dr was $2,094.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,094.00 | $175,146 (-) Land $33,500 Building $141,646 | $175,146 Land $33,500 Building $141,646 |
| 2025 | $2,094.00 | $175,146 Land $33,500 Building $141,646 | |
| 2023 | $1,950.00 | $163,097 Land $33,500 Building $129,597 | $175,146 Land $33,500 Building $141,646 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1132 Arbor Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1132 Arbor Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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