Cayuga County and Cato Town property record for 11317 South St, Cato, NY 13033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,180 sqft · built 1901 |
| Lot Size | 0.682 acres (29,739 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Jul 2026) |
| Tax Bill | $4,353 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jan 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052403 45.20-1-36.1 |
| Primary APN | 052403 45.20-1-36.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,180 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| 2nd Floor Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 29,739 sqft (0.682 acres) |
| Lot Dimensions | 440 ft deep x 68.9 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 168 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 43002050 |
|---|---|
| Street Address | 11317 SOUTH ST |
| City | CATO |
| State | NY |
| Zip | 13033-4225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INC 45.20-1-30.1 SM FF-128, 97-163 |
| Legal Block | 1 |
| Legal Lot Number | 36.001 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | CATO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 40201 |
11317 South St is owned and occupied by two individuals who bought it in July 2026.
Source: Cayuga County and Cato Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11317 SOUTH ST, CATO, NY 13033-4225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORPORATION |
| Jan 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EMPOWER FCU |
| May 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage EMPOWER FCU |
| May 9, 2018 | Warranty Deed, Transfer · Conventional with PMI EMPOWER FCU |
| Oct 12, 2017 | Grant Deed, Transfer OSWEGO VALLEY ABSTRACT CORPORATION, OSWEGO VLY ABSTRACT CORP |
| Jul 26, 2017 | Trustee's Deed, Foreclosure HORIZON ABSTRACT CORPORATION, HORIZON ABSTRACT CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2026 · Amount on File |
| Deed Sale | Jul 17, 2026 · Amount on File |
| Prior Sale | May 9, 2018 · Amount on File |
| Deed Document Number | 2026244555 |
| Deed Book / Page | 4760 / 298 |
| Prior Transfer Date | Jun 27, 2017 |
| Prior Transfer Doc | 0016750315 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Jul 17, 2026 |
| Property Address | 11317 SOUTH ST, CATO, NY 13033-4225 |
| Document Number | 0000244555 |
| Book / Page | 4760 / 298 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 2026244555 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | INDEPENDENT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $123,220.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11317 SOUTH ST, CATO, NY 13033-4225 |
| Document Number | 0000244556, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 2026244556 |
| Name | PREMIUM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 11317 SOUTH ST, CATO, NY 13033-4225 |
| Document Number | 0036920222 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 11317 SOUTH ST CATO NY 130334225, CATO, NY 13033-4225 |
| Document Number | 0036920222 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 003692/000222 |
| Instrument | 185358 |
| Name | EMPOWER FCU |
|---|---|
| Address | SYRACUSE, NY 13212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 18, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 11317 SOUTH ST, CATO, NY 13033-4225 |
| Document Number | 0036920238 |
| Instrument Date | May 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 11317 SOUTH ST CATO NY 130334225, CATO, NY 13033-4225 |
| Document Number | 0036920238 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 003692/000238 |
| Instrument | 185359 |
| Name | EMPOWER FCU |
|---|---|
| Address | N SYRACUSE, NY 13212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | May 9, 2018 |
| Property Address | 11317 SOUTH ST, CATO, NY 13033-4225 |
| Document Number | 0017030104 |
| Book / Page | 001703 / 000104 |
| Instrument Date | May 3, 2018 |
| Instrument | 179004 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $404.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11317 SOUTH ST CATO NY 130334225, CATO, NY 13033-4225 |
| Document Number | 36070090 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 003607/000090 |
| Instrument | 179005 |
| Name | EMPOWER FCU |
|---|---|
| Address | SYRACUSE, NY 13212 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 8, 2048 |
| Document Number | 36070108, |
|---|---|
| Date | May 9, 2018 |
| Book Page | 003607/000108 |
| Instrument | 179006 |
| Name | EMPOWER FCU |
|---|---|
| Address | SYRACUSE, NY 13212 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Oct 12, 2017 |
| Property Address | 11317 SOUTH ST, CATO, NY 13033-4225 |
| Document Number | 0016840077 |
| Book / Page | 001684 / 000077 |
| Instrument Date | Aug 8, 2017 |
| Instrument | 174690 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2017 |
| Title Company | OSWEGO VALLEY ABSTRACT CORPORATION, OSWEGO VLY ABSTRACT CORP |
| Amount | Amount on Record |
|---|---|
| Tax | $346.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11305 SLAYTON RD CATO NY 130333220, CATO, NY 13033-3220 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Jul 26, 2017 |
| Property Address | 11317 SOUTH ST, CATO, NY 13033-4225 |
| Document Number | 0016750315 |
| Book / Page | 001675 / 000315 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 172778 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 8, 2017 |
| Title Company | HORIZON ABSTRACT CORPORATION, HORIZON ABSTRACT CORP |
| Amount | Amount on Record |
|---|---|
| Tax | $408.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3401 MORSE XING COLUMBUS OH 432196002, COLUMBUS, OH 43219-6002 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 11317 South St was $4,353, up 4.1% from the year before.
Source: Cayuga County and Cato Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Cato Town |
| Municipality | Cato Village |
| Unified School District | Cato-Meridian Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,353.00 (+4.11%) | ||
| 2025 | $4,181.00 (+2.73%) | $101,000 Land $7,000 Building $94,000 | $187,037 Land $12,963 Building $174,074 |
| 2024 | $4,070.00 | ||
| 2023 | $101,000 Land $7,000 Building $94,000 | $150,746 Land $10,448 Building $140,298 | |
| 2020 | $628.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 11317 South St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11317 South St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CATO VILLAGE serves 601 people · EPA ID NY0501715 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Frontier Fiber | 300 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures