11317 E 40th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 11317 E 40th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 3,170 sqft · built 1978
Lot Size	0.26 acres (11,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,000 (Apr 2019)
Tax Bill	$6,234 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45332.2909`

Property Details

APN / Parcel Number

Primary APN	`45332.2909`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	12 Rooms
Units	2 Units
Stories	1 Story
Building Area	3,170 sqft Living Area
Gross Area	3,818 sqft
1st Floor Area	1,970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,333 sqft (0.26 acres)
Lot Dimensions	124 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	11317 E 40TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-9621
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF-1
Legal Description	CHESTER FIELD ADD L9 B3
Legal Range	44E
Legal Township	25N
Legal Section	33
Legal Subdivision	CHESTER FIELD ADD
Legal Block	3
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2013
Census Tract	12402

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11317 E 40TH AVE, SPOKANE VALLEY, WA 99206-9621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Deed of Trust, Mortgage · Line of Credit GESA CU
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 19, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2019 · Amount on Record
Deed Sale	Apr 19, 2019 · Amount on Record
Prior Sale	May 24, 2006 · Amount on Record
Deed Document Number	20196798729
Prior Transfer Date	Jun 21, 2016
Prior Transfer Doc	0006510867
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11317 E 40TH AVE, SPOKANE VALLEY, WA 99206-9621
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007428504
Date	Jul 16, 2025
Instrument	7428504

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11317 E 40TH AVE, SPOKANE VALLEY, WA 99206-9621
Document Number	0006941902
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11317 E 40TH AVE SPOKANE VALLEY WA 992069621, SPOKANE VALLEY, WA 99206-9621

Mortgage

Document Number	0006941902
Date	Jul 14, 2020
Instrument	6941902

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 19, 2019
Property Address	11317 E 40TH AVE, SPOKANE VALLEY, WA 99206-9621
Document Number	0006798729
Map Reference	VOL 14 PG 23
Instrument Date	Apr 18, 2019
Instrument	6798729
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	WFG NATL TTL CO OF CLARK CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,647.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11317 E 40TH AVE, SPOKANE VALLEY, WA 99206-9621
Investor	Possibly a Property Investor

Mortgage

Document Number	0006798730
Date	Apr 19, 2019
Instrument	6798730

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,234.00 (+2.2%)	$528,100 (+10.53%) Land $120,000 Building $408,100	$528,100 (+10.53%) Land $120,000 Building $408,100
2025	$6,100.00 (+16.81%)
2024		$477,800 (+51.44%) Land $65,000 Building $412,800	$477,800 (+51.44%) Land $65,000 Building $412,800
2023	$5,222.00 (+21.5%)	$315,500 Land $50,000 Building $265,500	$315,500 Land $50,000 Building $265,500
2022	$4,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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