Orange County property record for 11314 Ledgement Ln, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,080 sqft · built 2002 |
| Lot Size | 0.323 acres (14,070 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $880,000 (Mar 2026) |
| Tax Bill | $6,184 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-23-27-2694-00-610 |
| Primary APN | 24-23-27-2694-00-610 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,080 sqft Living Area |
| Gross Area | 3,997 sqft |
| 1st Floor Area | 3,080 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 14,070 sqft (0.323 acres) |
| Garage Type | Attached |
| Garage Area | 579 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 338 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11314 LEDGEMENT LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | GLENMUIR UNIT 1 48/39 LOT 61 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | GLENMUIR UT 1 |
| Legal Tract | 2694 |
| Legal Lot Number | 61 |
| Legal Unit | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 17115 |
Source: Orange County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 130 VEREDA DEL TURIA, MORGAN HILL, CA 95037-2993 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jun 16, 2025 | Deed of Trust, Mortgage · Line of Credit PARTNERS FCU |
| Mar 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on Record |
| Deed Sale | Mar 18, 2026 · Amount on Record |
| Prior Sale | Mar 5, 2004 · Amount on Record |
| Deed Document Number | 2026157787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11314 LEDGEMENT LN, WINDERMERE, FL 34786-6412 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11314 LEDGEMENT LN, WINDERMERE, FL 34786-6412 |
| Document Number | 0000348477 |
|---|---|
| Date | Jun 16, 2025 |
| Instrument | 20250348477 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 15, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 18, 2026 |
| Property Address | 11314 LEDGEMENT LN, WINDERMERE, FL 34786-6412 |
| Document Number | 0000157787 |
| Map Reference | MB 48 PG 39-42 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 20260157787 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Title Company | EVERGREEN TITLE SERVICES LLC, EVERGREEN STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15137 WILLOW RIDGE DR, MONTVERDE, FL 34756-3533 |
| Name | Verified Name |
|---|---|
| Address | 130 VEREDA DEL TURIA, MORGAN HILL, CA 95037-2993 |
| Document Number | 0000157788 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 20260157788 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $750,310 (+90.66%) Land $175,000 Building $575,310 | $750,310 (-1.35%) Land $175,000 Building $575,310 | |
| 2025 | $6,184.00 (+4.55%) Homeowner's exemption | $393,534 (+5.99%) | $760,550 (+23.83%) Land $175,000 Building $585,550 |
| 2024 | $5,915.00 (+7.27%) | ||
| 2023 | $5,514.00 (+3.49%) Homeowner's exemption | $371,304 (+3%) | $614,197 (+14.69%) Land $95,000 Building $519,197 |
| 2022 | $5,328.00 Homeowner's exemption | $360,489 | $535,513 Land $95,000 Building $440,513 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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