Cayuga County and Conquest Town property record for 11313 Schooley Rd, Cato, NY 13033
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,500 sqft · built 1989 |
| Lot Size | 3.7 acres (161,172 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,549 (2026) |
| Deeds & Mortgages | May 2021 Refinance Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052600 45.00-1-6.22 |
| Primary APN | 052600 45.00-1-6.22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,500 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Basement Area | 1,250 sqft |
| Finished Basement | 1,250 sqft |
| Unfinished Basement | 1,250 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 161,172 sqft (3.7 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 233 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 11313 SCHOOLEY RD |
|---|---|
| City | CATO |
| State | NY |
| Zip | 13033-3259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Block | 1 |
| Legal Lot Number | 6.022 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | CONQUEST |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40300 |
11313 Schooley Rd is owned and occupied by two individuals.
Source: Cayuga County and Conquest Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11313 SCHOOLEY RD, CATO, NY 13033-3259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Dec 30, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 11313 SCHOOLEY RD, CATO, NY 13033-3259 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040440189 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 4044/189 |
| Instrument | 2021-204323 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 11313 SCHOOLEY RD, CATO, NY 13033-3259 |
| Document Number | 0038230276 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11313 SCHOOLEY RD CATO NY 130333259, CATO, NY 13033-3259 |
| Document Number | 0038230276 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 003823/000276 |
| Instrument | 192856 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 6, 2050 |
The 2026 property tax bill for 11313 Schooley Rd was $4,549 with exemptions applied, up 35.1% from the year before.
Source: Cayuga County and Conquest Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Conquest Town |
| Unified School District | Cato-Meridian Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,549.00 (+35.11%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,367.00 (+2.31%) Homeowner's exemption Senior Citizen's exemption | $168,900 Land $23,000 Building $145,900 | $234,583 Land $31,944 Building $202,639 |
| 2024 | $3,291.00 | ||
| 2023 | $168,900 Land $23,000 Building $145,900 | $211,125 Land $28,750 Building $182,375 | |
| 2020 | $1,408.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11313 Schooley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 11313 Schooley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 300 / 300 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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