11312 Stephens Rd, Warren, MI 48089 Property Records

Macomb County property record for 11312 Stephens Rd, Warren, MI 48089

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 776 sqft · built 1948
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Sep 1999)
Tax Bill	$1,524 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-13-27-405-014`

Property Details

APN / Parcel Number

Primary APN	`12-13-27-405-014`
Alternative APN	`1327405014`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	776 sqft Living Area
1st Floor Area	776 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	11312 STEPHENS RD
City	WARREN
State	MI
Zip	48089-1891
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	DALBY & CAMPBELL'S VAN DYKE SUBDIVISION NO. 1 OF LOT G OF THE JOHN RYAN ESTATE OF THE W 1/2 OF THE SE 1/4 OF SEC. 27 T1N R12E
Legal Subdivision	DALBY & CAMPBELLS VAN DYKE SUBDIVISION
Legal Lot Number	584-585
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	4
Census Block	4000
Census Tract	268400

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11312 STEPHENS RD, WARREN, MI 48089-1891
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 13, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 1999 · Amount on Record
Deed Sale	Sep 16, 1999 · Amount on Record
Last Transfer Date	Mar 2, 2023
Transfer Doc	0000019255
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	11312 STEPHENS RD, WARREN, MI 48089-1891
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11312 STEPHENS RD, WARREN, MI 48089-1891

Mortgage

Document Number	2500090597
Date	Oct 8, 2025
Book Page	30327/841
Instrument	202500090597

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 13, 2023
Property Address	11312 STEPHENS RD, WARREN, MI 48089-1891
Document Number	2300019255
Book / Page	29039 / 198
Map Reference	LB 7 PG 42
Instrument Date	Mar 2, 2023
Instrument	202300019255
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11312 STEPHENS RD, WARREN, MI 48089-1891

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11312 STEPHENS RD, WARREN, MI 48089-1891

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Dec 15, 2017
Property Address	11312 STEPHENS RD, WARREN, MI 48089-1891
Document Number	0000148846
Book / Page	025119 / 000782
Instrument Date	Dec 11, 2017
Instrument	148846
Transaction Type	Transfer
Record Updated	Jan 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11312 STEPHENS RD WARREN MI 480891891, WARREN, MI 48089-1891

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Van Dyke Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,530 (+39.07%)	$91,060 (+39.07%)
2025	$1,524.00 (+45.42%)
2023		$32,740	$65,480
2022	$1,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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