11312 Rawhide Rd, Lusby, MD 20657 Property Records

Calvert County property record for 11312 Rawhide Rd, Lusby, MD 20657

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,521 sqft · built 2005
Lot Size0.231 acres (10,099 sqft)
Owner2 Individual Names on File
Tax Bill$4,458 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2025 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN01-113186

Property Details

APN / Parcel Number

Primary APN01-113186
Alternative APNs
  • 1113186
  • 113186

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,521 sqft Total Area
Basement Area728 sqft
Finished Basement728 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,099 sqft (0.231 acres)
Garage TypeBasement
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Deck Area176 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number113186
Street Address11312 RAWHIDE RD
CityLUSBY
StateMD
Zip20657-6122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLT 85 SEC G C CHES RANCH ESTS
Legal SubdivisionCHESAPEAKE RANCH ESTATES
Legal Lot Number85
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group3
Census Block3030
Census Tract861003

Owner

11312 Rawhide Rd is owned and occupied by two individuals who acquired it in May 2026.

Source: Calvert County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address11312 RAWHIDE RD, LUSBY, MD 20657-6122
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2021Deed of Trust, Mortgage · VA Mortgage
FIRST GUARANTY MORTGAGE CORP
Mar 10, 2025Deed of Trust, Mortgage · Line of Credit
NAVY FCU
May 28, 2026Deed, Transfer · VA Mortgage
NAVY FEDERAL CREDIT UNION
Sep 22, 2021Deed, Transfer · VA Mortgage
NAVY FCU
Nov 8, 2019Deed of Trust, Mortgage · VA Mortgage
GOODMORTGAGE.COM
Dec 1, 2017Deed, Transfer · VA Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2026
Deed SaleMay 28, 2026
Prior SaleJul 23, 2025 · Amount on File
Deed Book / Page6908 / 43
Prior Transfer DateApr 10, 2026
Prior Transfer Doc6908000043
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address11312 RAWHIDE RD, LUSBY, MD 20657-6122
Transaction TypeMortgage
Record UpdatedJun 15, 2026
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058440400
DateFeb 3, 2021
Book Page5844/400
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address11312 RAWHIDE RD, LUSBY, MD 20657-6122
Transaction TypeMortgage
Record UpdatedJun 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address11312 RAWHIDE RD, LUSBY, MD 20657-6122

Mortgage

Document Number0066980181
DateMar 10, 2025
Book Page6698/181
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueApr 1, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateMay 28, 2026
Property Address11312 RAWHIDE RD, LUSBY, MD 20657-6122
Document Number6908000043
Book / Page6908 / 43
Instrument DateApr 10, 2026
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNAVY FEDERAL TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11312 RAWHIDE RD, LUSBY, MD 20657-6122

Mortgage

Document Number6908000048,
DateMay 28, 2026
Book Page6908/48
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateSep 22, 2021
Property Address11312 RAWHIDE RD, LUSBY, MD 20657-6122
Document Number0060860329
Book / Page6086 / 329
Map ReferenceMB 2 PG 21
Instrument DateSep 15, 2021
Transaction TypeTransfer
Record UpdatedOct 6, 2021
Title CompanyHIGHLAND TITLE AND ESCROW LLC, HIGHLAND TITLE & ESCROW

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$842.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11312 RAWHIDE RD, LUSBY, MD 20657-6122

Mortgage

Document Number6086336
DateSep 22, 2021
Instrument6086/336
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address11312 RAWHIDE RD, LUSBY, MD 20657-6122
Document Number0055190003
Instrument DateNov 8, 2019
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address11312 RAWHIDE RD LUSBY MD 206576122, LUSBY, MD 20657-6122

Mortgage

Document Number0055190003
DateJan 28, 2020
Book Page005519/000003
Lender
NameGOODMORTGAGE.COM
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 27, 2050

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateDec 1, 2017
Property Address11312 RAWHIDE RD, LUSBY, MD 20657-6122
Document Number0051060477
Book / Page5106 / 477
Map ReferenceMB2 PG21
Instrument DateNov 20, 2017
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyHOME FIRST TITLE GROUP LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address11312 RAWHIDE RD, LUSBY, MD 20657-6122

Mortgage

Document Number0005106484
DateDec 1, 2017
Instrument5106/484
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11312 Rawhide Rd was $4,458.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$416,000 (+11.63%) Land $85,000 Building $331,000$416,000 (-) Land $85,000 Building $331,000
2025$4,458.00$372,667$416,000 Land $85,000 Building $331,000
2023$2,971.00$286,000 Land $85,000 Building $201,000$286,000 Land $85,000 Building $201,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11312 Rawhide Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1991–2003)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11312 Rawhide Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESAPEAKE RANCH ESTATES
private · serves 9,500 people · EPA ID MD0040004
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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