11312 Harborside Cluster, Reston, VA 20191 Property Records

Fairfax County property record for 11312 Harborside Cluster, Reston, VA 20191

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,275 sqft · built 1978
Lot Size	0.1 acres (4,370 sqft)
Owner	Individual Name on Record
Last Sale	$922,500 (Apr 2024)
Tax Bill	$10,870 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-2-09-13-0007`

Property Details

APN / Parcel Number

Primary APN	`026-2-09-13-0007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,275 sqft Living Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,370 sqft (0.1 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	0262 09130007
Street Address	11312 HARBORSIDE CLUSTER
City	RESTON
State	VA
Zip	20191-3632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRC(GENERAL COMBINATION D
Legal Description	RESTON LT 7 BLK 13A SEC 58
Legal Subdivision	RESTON L
Legal Block	13A
Legal Lot Number	7
Jurisdiction	FAIRFAX VA
Township / Civil Division	HUNTER MILL
Census Block Group	3
Census Block	3002
Census Tract	482301

Owner

Source: Fairfax County records, as of October 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11312 HARBORSIDE CLUSTER, RESTON, VA 20191-3632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed, Transfer · Conventional Mortgage HSBC BANK USA
Dec 1, 2023	Deed, Transfer · Balloon Mortgage CLEAR SKY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Dec 1, 2023 · Amount on Record
Deed Document Number	0281041786
Deed Book / Page	28104 / 1786
Record Updated	Jun 8, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFAX VA
Recording Date	Apr 8, 2024
Property Address	11312 HARBORSIDE CLUSTER, RESTON, VA 20191-3632
Document Number	0014291001
Book / Page	28104 / 1786
Instrument Date	Apr 4, 2024
Instrument	2024014291.001
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11312 HARBORSIDE CLUSTER, RESTON, VA 20191-3632

Mortgage

Document Number	0281041788
Date	Apr 8, 2024
Instrument	28104/1788

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Type Change Date	May 1, 2034
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.3%

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFAX VA
Recording Date	Dec 1, 2023
Property Address	11312 HARBORSIDE CLUSTER, RESTON, VA 20191-3632
Document Number	0055295001
Book / Page	28038 / 1017
Instrument Date	Nov 30, 2023
Instrument	2023055295.001
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	TITLE-RITE SERVICES INC, TITLE RITE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2700 NEABSCO COMMON PL STE 101, 101, WOODBRIDGE, VA 22191-6767

Mortgage

Document Number	0280381019
Date	Dec 1, 2023
Instrument	28038/1019

Lender

Name	CLEAR SKY FINANCIAL LLC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Aug 31, 2024

Tax Assessment & Valuation

Source: Fairfax County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,870.00 (+19.08%)	$903,600 (+16.36%) Land $332,000 Building $571,600	$903,600 (+16.36%) Land $332,000 Building $571,600
2023	$9,128.00	$776,540 Land $321,000 Building $455,540	$776,540 Land $321,000 Building $455,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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