11311 Harder Rd, Clermont, FL 34711 Property Records

Lake County property record for 11311 Harder Rd, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,874 sqft · built 1977
Lot Size	0.413 acres (18,013 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Jun 2021)
Tax Bill	$6,966 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-25-0700-000-01800`

Property Details

APN / Parcel Number

Primary APN	`01-23-25-0700-000-01800`
Alternative APN	`1680603`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,874 sqft Living Area
1st Floor Area	2,244 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	18,013 sqft (0.413 acres)
Lot Dimensions	75 ft deep x 130 ft wide
Garage Type	Finished
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	908 sqft
Patio Area	328 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1680603
Street Address	11311 HARDER RD
City	CLERMONT
State	FL
Zip	34711-9399
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOREWOOD PARK LOT 18 PB 17 PG 38 ORB 5735 PG 440
Legal Range	25E
Legal Township	23S
Legal Section	01
Legal Subdivision	SHOREWOOD PARK
Legal Tract	700
Legal Lot Number	18
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2045
Census Tract	31313

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11311 HARDER RD, CLERMONT, FL 34711-9399
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 22, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 26, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Aug 25, 2016 · Amount on Record
Deed Document Number	2021085479
Deed Book / Page	5735 / 440
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11311 HARDER RD, CLERMONT, FL 34711-9399
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056491776
Date	Feb 24, 2021
Book Page	5649/1776
Instrument	2021025379

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Nov 1, 2046

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 22, 2021
Property Address	11311 HARDER RD, CLERMONT, FL 34711-9399
Document Number	0057350440
Book / Page	5735 / 440
Map Reference	MB 17 PG 38
Instrument Date	Jun 17, 2021
Instrument	2021085479
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11311 HARDER RD, CLERMONT, FL 34711-9399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11311 HARDER RD, CLERMONT, FL 34711-9399

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11311 HARDER RD, CLERMONT, FL 34711-9399
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054750606
Date	May 26, 2020
Book Page	5475/606
Instrument	2020056498

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$524,700 (+5.99%) Land $171,000 Building $353,700	$563,425 (+0.31%) Land $171,000 Building $392,425
2024	$6,966.00 (+4.99%)
2023	$6,635.00 (+4.93%) Homeowner's exemption	$495,070 (+3%)	$561,668 (+5.48%) Land $114,000 Building $447,668
2022	$6,323.00 Homeowner's exemption	$480,652	$532,512 Land $85,405 Building $447,107

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	4 (2017–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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