1131 W 38th St, Lorain, OH 44052 Property Records

Lorain County property record for 1131 W 38th St, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,144 sqft · built 1956
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Apr 2024)
Tax Bill	$1,980 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-01-006-190-004`

Property Details

APN / Parcel Number

Primary APN	`02-01-006-190-004`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,528 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	165 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	228 sqft
Patio Area	60 sqft
Canopy	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1131 W 38TH ST
City	LORAIN
State	OH
Zip	44052-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KUCIREK ACRES SUB 75 X 156
Legal Subdivision	KUCIREK ACRES SUB
Legal Tract	01
Legal Block	190
Legal Lot Number	70
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2018
Census Tract	23500

Owner

Source: Lorain County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1131 W 38TH ST, LORAIN, OH 44052-5119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Nov 21, 2017	Deed, Transfer · FHA Mortgage PACOR MORTGAGE CORP
Jul 12, 2017	Quit Claim Deed, Transfer AMERICAN PATRIOT TITLE
Jun 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Prior Transfer Date	Mar 2, 2011
Prior Transfer Doc	0000367310
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 30, 2024
Property Address	1131 W 38TH ST, LORAIN, OH 44052-5119
Document Number	0000011607
Map Reference	VOL 20 PG 13
Instrument Date	Apr 24, 2024
Instrument	2024-0011607
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	ERIEVIEW TITLE AGENCY LLC, ERIEVIEW TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 W 38TH ST, LORAIN, OH 44052-5119

Mortgage

Document Number	0000011608
Date	Apr 30, 2024
Instrument	2024-0011608

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 21, 2017
Property Address	1131 W 38TH ST, LORAIN, OH 44052-5119
Document Number	0000652569
Map Reference	PB 20 PG 13
Instrument Date	Nov 20, 2017
Instrument	2017-0652569
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 W 38TH ST, LORAIN, OH 44052-5119

Mortgage

Document Number	0000652570
Date	Nov 21, 2017
Instrument	2017-0652570

Lender

Name	PACOR MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 12, 2017
Property Address	1131 W 38TH ST, LORAIN, OH 44052-5119
Document Number	0000636383
Instrument Date	Jun 23, 2017
Instrument	636383
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	AMERICAN PATRIOT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 W 38TH ST LORAIN OH 440525119, LORAIN, OH 44052-5119
Investor	Possibly a Property Investor

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 12, 2017
Property Address	1131 W 38TH ST, LORAIN, OH 44052-5119
Document Number	0000632672
Instrument Date	Jun 12, 2017
Instrument	632672
Transaction Type	Transfer
Record Updated	Jun 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6423 OAK POINT ESTS LORAIN OH 440531875, LORAIN, OH 44053-1875

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,980.00 (-7.22%)	$51,770 (+0.01%) Land $11,030 Building $40,740	$147,900 (-) Land $31,500 Building $116,400
2024	$2,134.00 (+9.16%)	$51,765 (+36.36%) Land $11,025 Building $40,740	$147,900 (+36.36%) Land $31,500 Building $116,400
2023	$1,955.00 (+0.88%)	$37,961 (+%) Land $10,920 Building $27,041	$108,460 (-) Land $31,200 Building $77,260
2022	$1,938.00	$37,960 Land $10,920 Building $27,040
2021			$108,460 Land $31,200 Building $77,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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