1131 Stuart St, Helena, MT 59601 Property Records

Lewis And Clark County property record for 1131 Stuart St, Helena, MT 59601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,490 sqft · built 1964
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$393,800 (Sep 2021)
Tax Bill	$3,346 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R051602`

Property Details

APN / Parcel Number

Primary APN	`R051602`
Alternative APNs	`05-1887-25-2-18-17-0000` `0000000921`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,490 sqft Living Area
1st Floor Area	1,490 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	9,365 sqft (0.215 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Deck Area	97 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000000921
Street Address	1131 STUART ST
City	HELENA
State	MT
Zip	59601-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	CANNON ADDN, S25, T10 N, R04 W, BLOCK 83, LOT 1 - 3
Legal Range	04W
Legal Township	10N
Legal Section	25
Legal Subdivision	CANNON ADDN
Legal Block	83
Legal Lot Number	1-3
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2017
Census Tract	702

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1131 STUART ST, HELENA, MT 59601-2138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Sep 21, 2021	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 31, 2020	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Oct 15, 2015 · Amount on Record
Deed Document Number	20213386318
Deed Book / Page	59 / 9340
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1131 STUART ST, HELENA, MT 59601-2138
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 STUART ST, HELENA, MT 59601-2138

Mortgage

Document Number	00M61/8665
Date	Jan 24, 2023
Book Page	M61/8665
Instrument	3407942

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Sep 21, 2021
Property Address	1131 STUART ST, HELENA, MT 59601-2138
Document Number	M59/9340
Book / Page	M59 / 9340
Instrument Date	Sep 21, 2021
Instrument	3386318
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 HOLTER ST, HELENA, MT 59601-6154

Mortgage

Document Number	3386354
Date	Sep 21, 2021
Instrument	3386354

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1131 STUART ST, HELENA, MT 59601-2138
Transaction Type	Mortgage
Record Updated	Apr 23, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M56/8644
Date	Mar 31, 2020
Book Page	M56/8644
Instrument	3352538

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 24, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1131 STUART ST, HELENA, MT 59601-2138
Transaction Type	Mortgage
Record Updated	Oct 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 3311829
Date	Sep 20, 2017
Book Page	M53/3284
Instrument	3311829

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,346.00 (+5.39%)	$537,400 (-)
2025	$3,175.00 (-37.89%)	$537,400 (+14.58%)	$537,400 (+14.58%) Land $140,563 Building $396,837
2023	$5,112.00	$469,000	$469,000 Land $109,000 Building $360,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 78% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Montana Internet, TDS Telecom.

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