1131 Stuart Ct, Naperville, IL 60540 Property Records

DuPage County property record for 1131 Stuart Ct, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,389 sqft · built 1984
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Tax Bill	$14,961 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-20-315-003`

Property Details

APN / Parcel Number

Primary APN	`08-20-315-003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,389 sqft Living Area
Gross Area	4,596 sqft
1st Floor Area	1,349 sqft
2nd Floor Area	1,748 sqft
Basement Area	1,349 sqft
Finished Basement	1,142 sqft
Unfinished Basement	207 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	788 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Street Address	1131 STUART CT
City	NAPERVILLE
State	IL
Zip	60540-8262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	PEMBROKE COMMONS UNIT 2 ALL
Legal Subdivision	PEMBROKE COMMONS UNIT 2
Legal Lot Number	134
Legal Unit	2
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	3
Census Block	3004
Census Tract	846205

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1131 STUART CT, NAPERVILLE, IL 60540-8262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Oct 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 4, 2019
Transfer Doc	0000097150
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1131 STUART CT, NAPERVILLE, IL 60540-8262
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030638
Date	Mar 30, 2017
Instrument	R2017-030638

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1131 STUART CT, NAPERVILLE, IL 60540-8262
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042051
Date	Apr 29, 2020
Instrument	R2020-042051

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2045

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 23, 2019
Property Address	1131 STUART CT, NAPERVILLE, IL 60540-8262
Document Number	0000097150
Instrument Date	Oct 4, 2019
Instrument	97150
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1131 STUART CT NAPERVILLE IL 605408262, NAPERVILLE, IL 60540-8262

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 9, 2017
Property Address	1131 STUART CT, NAPERVILLE, IL 60540-8262
Document Number	0000014451
Instrument Date	Feb 8, 2017
Instrument	14451
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1131 STUART CT NAPERVILLE IL 605408262, NAPERVILLE, IL 60540-8262

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,961.00 (+6.87%)	$264,363 (+18.92%) Land $81,399 Building $182,964	$793,089 (+18.92%) Land $244,197 Building $548,892
2022	$13,999.00 Homeowner's exemption	$222,310 Land $68,450 Building $153,860	$666,930 Land $205,350 Building $461,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1983–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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