Cheboygan County property record for 1131 Stanley St, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,900 (Mar 2023) |
| Tax Bill | $2,655 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Mar 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-P40-003-007-00 |
| Primary APN | 054-P40-003-007-00 |
|---|
| Lot Area | 47,916 sqft (1.1 acres) |
|---|
| Street Address | 1131 STANLEY ST |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF SUPERVISOR J M PENNELL'S SECOND ADDITION TO THE CITY OF CHEBOYGAN, LOT 4, BLK 3 *EXC: S 214.5FT. (SEC 36, T38N,R2W) |
| Legal Range | 02W |
| Legal Township | 004 |
| Legal Section | 36 |
| Legal Subdivision | SUPRVRS JM PENNELLS 2ND ADD |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | CHEBOYGAN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 960200 |
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1131 STANLEY ST, CHEBOYGAN, MI 49721-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Mar 31, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Mar 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2023 · Amount on Record |
| Deed Sale | Mar 31, 2023 · Amount on Record |
| Deed Book / Page | 1504 / 873 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 1131 STANLEY ST, CHEBOYGAN, MI 49721-1424 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1131 STANLEY ST, CHEBOYGAN, MI 49721-1424 |
| Document Number | 0000001420/0000000410 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 0000001420/0000000410 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 1131 STANLEY ST, CHEBOYGAN, MI 49721-1424 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1131 STANLEY ST, CHEBOYGAN, MI 49721-1424 |
| Document Number | 0000001504/0000000875 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 0000001504/0000000875 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 1131 STANLEY ST, CHEBOYGAN, MI 49721-1424 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1131 STANLEY ST, CHEBOYGAN, MI 49721-1424 |
| Document Number | 0000001420/0000000410 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 0000001420/0000000410 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Mar 31, 2023 |
| Property Address | 1131 STANLEY ST, CHEBOYGAN, MI 49721-1424 |
| Document Number | 001504/873 |
| Book / Page | 1504 / 873 |
| Instrument Date | Mar 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1131 STANLEY ST, CHEBOYGAN, MI 49721-1424 |
| Document Number | 0001504875 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 1504/875 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2053 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| Municipality | Cheboygan City |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,500 (+12.27%) | $161,000 (+12.27%) | |
| 2025 | $2,655.00 (+1.22%) Homeowner's exemption | $71,700 (+32.04%) | $143,400 (+32.04%) |
| 2024 | $2,623.00 (+93.72%) | ||
| 2023 | $54,300 | $108,600 | |
| 2022 | $1,354.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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