1131 Ridgestone Pl, Buffalo, MN 55313 Property Records

Wright County property record for 1131 Ridgestone Pl, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	2 bd · 5 ba · 1,225 sqft · built 2003
Lot Size	0.04 acres (1,767 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Aug 2022)
Tax Bill	$2,102 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-193-001070`

Property Details

APN / Parcel Number

Primary APN	`103-193-001070`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,225 sqft Living Area
1st Floor Area	620 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Architectural Style	Townhouse
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	1,767 sqft (0.04 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1131 RIDGESTONE PL
City	BUFFALO
State	MN
Zip	55313-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-19 TWP-120 RANGE-025 DALE A JOHNSON 1ST ADDN LOT-007 BLOCK-001 OCK-001
Legal Range	025
Legal Township	120
Legal Section	19
Legal Subdivision	DALE A JOHNSON 1ST ADDN
Legal Block	1
Legal Lot Number	7
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1025
Census Tract	100705

Owner

1131 Ridgestone Pl is owned and occupied by an individual who bought it in August 2022.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1131 RIDGESTONE PL, BUFFALO, MN 55313-5000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Sep 12, 2022	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA
May 25, 2018	Warranty Deed, Transfer WATERMARK TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2022 · Amount on File
Deed Sale	Aug 10, 2022 · Amount on File
Prior Sale	May 25, 2018 · Amount on File
Deed Document Number	20221451647
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	1131 RIDGESTONE PL, BUFFALO, MN 55313-5000
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	MINNESOTA TITLE CORPORATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001419628
Date	Feb 28, 2020
Instrument	1419628

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 12, 2022
Property Address	1131 RIDGESTONE PL, BUFFALO, MN 55313-5000
Document Number	00A1516619
Instrument Date	Aug 10, 2022
Instrument	A1516619
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	MIDLAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 RIDGESTONE PL, BUFFALO, MN 55313-5000

Mortgage

Document Number	00A1516620
Date	Sep 12, 2022
Instrument	A1516620

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Mortgage

Document Number	00A1516621
Date	Sep 12, 2022
Instrument	A1516621

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2027

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 25, 2018
Property Address	1131 RIDGESTONE PL, BUFFALO, MN 55313-5000
Document Number	0001370925
Instrument Date	May 24, 2018
Instrument	1370925
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	WATERMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$508.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 RIDGESTONE PL, BUFFALO, MN 55313-5000

Tax Assessment & Valuation

The 2026 property tax bill for 1131 Ridgestone Pl was $2,102.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,102.00	$198,500 (+2.43%) Land $45,000 Building $153,500	$198,500 (+2.43%) Land $45,000 Building $153,500
2025		$193,800 Land $45,000 Building $148,800	$193,800 Land $45,000 Building $148,800
2023	$2,098.00 (+6.71%)	$183,900 Land $35,000 Building $148,900	$183,900 Land $35,000 Building $148,900
2022	$1,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1131 Ridgestone Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1131 Ridgestone Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon.

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