1131 Ridge Bluff Dr, Chaska, MN 55318 Property Records

Carver County property record for 1131 Ridge Bluff Dr, Chaska, MN 55318

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,007 sqft · built 1994
Lot Size	0.317 acres (13,809 sqft)
Owner	Individual Name on File
Last Sale	$191,000 (May 1998)
Tax Bill	$5,978 (2026)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2110290`

Property Details

APN / Parcel Number

Primary APN	`30-2110290`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,007 sqft Finished Area
Gross Area	2,687 sqft
1st Floor Area	1,396 sqft
Basement Area	299 sqft
Finished Basement	299 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,809 sqft (0.317 acres)
Garage Area	679 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Deck Area	281 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1131 RIDGE BLUFF DR
City	CHASKA
State	MN
Zip	55318-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 34 TOWNSHIP 116 RANGE 023 HAZELTINE BLUFF 4TH ADDITION LOT 010 BLOCK 003
Legal Range	023
Legal Township	116
Legal Section	34
Legal Subdivision	HAZELTINE BLUFF 4TH ADDITION
Legal Block	3
Legal Lot Number	10
Jurisdiction	CARVER MN
Township / Civil Division	CHASKA
Census Block Group	2
Census Block	2004
Census Tract	90901

Owner

1131 Ridge Bluff Dr is owned and occupied by an individual who bought it in May 1998.

Source: Carver County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1131 RIDGE BLUFF DR, CHASKA, MN 55318-9730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 1998 · Amount on File
Deed Sale	May 29, 1998 · Amount on File
Deed Document Number	199843841
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	1131 RIDGE BLUFF DR, CHASKA, MN 55318-9730
Document Number	0000712038
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1131 RIDGE BLUFF DR CHASKA MN 553189730, CHASKA, MN 55318-9730

Mortgage

Document Number	0000712038
Date	Dec 4, 2020
Instrument	712038

Lender

Name	TOPLINE FCU
Type	Credit Union
Address	MAPLE GROVE, MN 55369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 3, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 1131 Ridge Bluff Dr was $5,978 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chaska City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,978.00 Homeowner's exemption	$479,300 (+0.76%) Land $135,000 Building $344,300	$479,300 (+0.76%) Land $135,000 Building $344,300
2025		$475,700 (+4.62%) Land $130,000 Building $345,700	$475,700 (+4.62%) Land $130,000 Building $345,700
2024	$5,252.00 (+6.27%) Homeowner's exemption	$454,700 (+1.61%) Land $130,000 Building $324,700	$454,700 (+1.61%) Land $130,000 Building $324,700
2023	$4,942.00 Homeowner's exemption	$447,500 Land $130,000 Building $317,500	$447,500 Land $130,000 Building $317,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1131 Ridge Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1131 Ridge Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chaska serves 30,000 people · EPA ID MN1100002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
T-Mobile Fixed Wireless	100 / 20