1131 Prairie Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 1131 Prairie Dr, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,988 sqft · built 1989
Lot Size0.263 acres (11,459 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Jul 1998)
Tax Bill$9,774 (2024)
Deeds & MortgagesSep 2022 Transfer
May 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-35-253-003

Property Details

APN / Parcel Number

Primary APN19-35-253-003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,988 sqft Living Area
1st Floor Area1,622 sqft
Basement Area1,622 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTudor
Lot Area11,459 sqft (0.263 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1131 PRAIRIE DR
CityALGONQUIN
StateIL
Zip60102-4276
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 98R00047366 LT 24 BLK 7 GLENMOOR SUB UNIT 6A MEMO: WASHINGTON, WILLIAM III/ AMBER L
Legal SubdivisionGLENMOOR SUB
Legal Block7
Legal Lot Number24
Legal Unit6A
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2013
Census Tract871404

Owner

Source: McHenry County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1131 PRAIRIE DR, ALGONQUIN, IL 60102-4276
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2022Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 4, 2021Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Apr 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
NETWORK CAPITAL FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 1998 · Amount on File
Deed SaleJul 23, 1998 · Amount on File
Deed Document Number199847366
Last Transfer DateAug 15, 2022
Transfer Doc0000030936
Record UpdatedOct 29, 2026

September 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMCHENRY IL
Recording DateSep 6, 2022
Property Address1131 PRAIRIE DR, ALGONQUIN, IL 60102-4276
Document Number0000030936
Map ReferenceDIC 89R-004435
Instrument DateAug 15, 2022
Instrument2022R0030936
Transaction TypeTransfer
Record UpdatedSep 15, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1131 PRAIRIE DR, ALGONQUIN, IL 60102-4276

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1131 PRAIRIE DR, ALGONQUIN, IL 60102-4276
Transaction TypeMortgage
Record UpdatedMay 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024190
DateMay 4, 2021
Instrument2021R0024190
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueApr 23, 2051
Interest
Rate4.5%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1131 PRAIRIE DR, ALGONQUIN, IL 60102-4276
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021951
DateApr 21, 2021
Instrument2021R0021951
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
AddressWEVER, IA 52658
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$9,774.00$140,956 (+25.18%) Land $28,032 Building $112,924$422,868 (+25.18%) Land $84,096 Building $338,772
2022Homeowner's exemption$112,602 Land $20,766 Building $91,836$337,806 Land $62,298 Building $275,508

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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