Schenectady County and Schenectady City property record for 1131 Phoenix Ave, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,763 sqft · built 1923 |
| Lot Size | 0.149 acres (6,525 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $221,000 (Feb 2023) |
| Tax Bill | $7,130 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.77-1-59 |
| Primary APN | 421500 40.77-1-59 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,763 sqft Living Area |
| 1st Floor Area | 1,043 sqft |
| 2nd Floor Area | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,525 sqft (0.149 acres) |
| Lot Dimensions | 145 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 200 sqft |
| Patio Area | 112 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1131 PHOENIX AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 051 2 OOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 59.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1131 PHOENIX AVE, SCHENECTADY, NY 12308-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Nov 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 25, 2019 | Warranty Deed, Transfer · FHA Mortgage SUNMARK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2023 · Amount on Record |
| Deed Sale | Feb 17, 2023 · Amount on Record |
| Prior Sale | Nov 17, 2021 · Amount on Record |
| Deed Document Number | 20239503 |
| Deed Book / Page | 2103 / 159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 17, 2023 |
| Property Address | 1131 PHOENIX AVE, SCHENECTADY, NY 12308-2601 |
| Document Number | 0000009503 |
| Book / Page | 2103 / 159 |
| Instrument Date | Jan 30, 2023 |
| Instrument | 202309503 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $884.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1131 PHOENIX AVE, SCHENECTADY, NY 12308-2601 |
| Name | Verified Name |
|---|---|
| Address | 5732 WESTHAVEN DR, FORT WORTH, TX 76132-2522 |
| Document Number | 0000009504 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 202309504 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 17, 2021 |
| Property Address | 1131 PHOENIX AVE, SCHENECTADY, NY 12308-2601 |
| Document Number | 0000057753 |
| Book / Page | 2071 / 635 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 202157753 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $844.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1131 PHOENIX AVE, 1131, SCHENECTADY, NY 12308-2601 |
| Name | Verified Name |
|---|---|
| Address | 19 GRANGER AVE, SARATOGA SPRINGS, NY 12866-3613 |
| Document Number | 0000057754 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 5168/864 |
| Instrument | 202157754 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 25, 2019 |
| Property Address | 1131 PHOENIX AVE, SCHENECTADY, NY 12308-2601 |
| Document Number | 0000003656 |
| Book / Page | 2004 / 286 |
| Instrument Date | Jan 17, 2019 |
| Instrument | 201903656 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1131 PHOENIX AVE, 1131, SCHENECTADY, NY 12308-2601 |
| Name | Verified Name |
|---|---|
| Address | 115 RIVERWALK WAY, COHOES, NY 12047-3336 |
| Document Number | 0000003657 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 201903657 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,130.00 (+1.83%) | ||
| 2025 | $7,002.00 (+4.06%) | $144,300 (-) Land $21,600 Building $122,700 | $238,947 (+30.82%) Land $35,768 Building $203,179 |
| 2023 | $144,300 (-) Land $21,600 Building $122,700 | $182,658 (+3.8%) Land $27,342 Building $155,316 | |
| 2022 | $144,300 Land $21,600 Building $122,700 | $175,976 Land $26,342 Building $149,634 | |
| 2021 | $6,729.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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