1131 NW 13th St, Bend, OR 97703 Property Records

Deschutes County property record for 1131 NW 13th St, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1980
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Sep 2020)
Tax Bill	$3,802 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`171231 AC 01901`

Property Details

APN / Parcel Number

Primary APN	`171231 AC 01901`
Alternative APNs	`R1001171231AC01901` `102199`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Other
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Mixed
Garage Area	476 sqft
Deck Area	176 sqft

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	102199
Old Parcel Number	R1001171231AC01901
Street Address	1131 NW 13TH ST
City	BEND
State	OR
Zip	97703-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:9,10 BLK:5 SUBD:GRANDVIEW ADDITION TO BEND SEC/TWN/RNG/MER:SEC 31 TWN 17 RNG 12 MAP REF:171231-AC
Legal Range	12E
Legal Township	17S
Legal Section	31
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	GRANDVIEW ADDITION TO BEND
Legal Block	5
Legal Lot Number	9,10 10
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	4
Census Block	4010
Census Tract	1302

Owner

1131 NW 13th St is owned by an individual who bought it in September 2020.

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1317 NW LEXINGTON AVE, BEND, OR 97703-2238
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Warranty Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU
Nov 9, 2018	Deed of Trust, Mortgage · Line of Credit MID OR FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Prior Sale	Jul 11, 2013
Deed Document Number	2020-46095
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 9, 2020
Property Address	1131 NW 13TH ST, BEND, OR 97703-2203
Document Number	0000046095
Map Reference	CAB A PG 33
Instrument Date	Sep 8, 2020
Instrument	2020-46095
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1317 NW LEXINGTON AVE, BEND, OR 97703-2238

Mortgage

Document Number	0000046096
Date	Sep 9, 2020
Instrument	2020-46096

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1131 NW 13TH ST, BEND, OR 97703-2203
Document Number	0000045613
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1131 NW 13TH ST BEND OR 977032203, BEND, OR 97703-2203

Mortgage

Document Number	0000045613
Date	Nov 15, 2018
Instrument	45613

Lender

Name	MID OR FCU
Type	Credit Union
Address	BEND, OR 97708-6749

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1131 NW 13th St was $3,802, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,802.00 (+3.94%)	$225,040 (+3%)	$803,630 (-2.49%) Land $448,500 Building $355,130
2024	$3,658.00 (+7.87%)	$218,490 (+3%)	$824,180 (+10.54%) Land $448,500 Building $375,680
2023	$3,391.00	$212,130	$745,590 Land $424,500 Building $321,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1131 NW 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1131 NW 13th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
Webformix Fixed Wireless	200 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Fatbeam, T-Mobile.

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