Burke County property record for 1131 NC 126, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,200 sqft · built 2004 |
| Lot Size | 8.79 acres (382,892 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,487 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1783181595 |
| Primary APN | 1783181595 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Flooring | Wood |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 382,892 sqft (8.79 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 440 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1131 NC 126 |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-8218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 1131 NC 126 MORGANTON, NC 28655 |
| Legal Tract | 2 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | QUAKER MEADOWS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20202 |
1131 NC 126 is owned and occupied by two individuals.
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1131 NC 126, MORGANTON, NC 28655-8218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Oct 19, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 1131 NC 126, MORGANTON, NC 28655-8218 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0026410171 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 2641/171 |
| Instrument | 2022024820 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 1131 NC 126, MORGANTON, NC 28655-8218 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Title Company | NOT AVAILABLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0026320920 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 2632/920 |
| Instrument | 2021023082 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 22, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Oct 19, 2022 |
| Property Address | 1131 NC 126, MORGANTON, NC 28655-8218 |
| Document Number | 0026510945 |
| Book / Page | 2651 / 945 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2021026987 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1131 NC 126, MORGANTON, NC 28655-8218 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1131 NC 126, MORGANTON, NC 28655-8218 |
The 2026 property tax bill for 1131 NC 126 was $1,487, up 0.3% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,487.00 (+0.34%) | $218,941 (-) Land $65,719 Building $153,222 | $218,941 (-) Land $65,719 Building $153,222 |
| 2025 | $1,482.00 | $218,941 Land $65,719 Building $153,222 | $218,941 Land $65,719 Building $153,222 |
| 2023 | $1,489.00 | $218,941 Land $65,719 Building $153,222 | $218,941 Land $65,719 Building $153,222 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1131 NC 126 in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1131 NC 126 is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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