1131 Main St, Mount Desert, ME 04660 Property Records

Hancock County and Mount Desert Town property record for 1131 Main St, Mount Desert, ME 04660

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,929 sqft · built 1839
Lot Size0.38 acres (16,553 sqft)
OwnerCompany Name on Record
Tax Bill$5,103 (2025)
Deeds & MortgagesMar 2020 Refinance
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APNMTDS M:021 L:001

Property Details

APN / Parcel Number

Primary APNMTDS M:021 L:001
Alternative APN
  • 1581

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,929 sqft Living Area
Gross Area6,054 sqft
1st Floor Area1,252 sqft
AtticAttic
Attic Area1,036 sqft
Basement Area1,252 sqft
Unfinished Basement1,252 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1839
Effective Year BuiltEffective 1839
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1581
Street Address1131 MAIN ST
CityMOUNT DESERT
StateME
Zip04660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR2
Legal Lot Number1
JurisdictionMOUNT DESERT ME
Township / Civil DivisionMOUNT DESERT
Census Block Group1
Census Block1033
Census Tract966000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Somesville Historic District
listed 1975 · 34 contributing resources · NRIS 75000092

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hancock County and Mount Desert Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2 BROOKSIDE RD, MOUNT DESERT, ME 04660
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FIRSTRUST BANK
Aug 28, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2020
Deed SaleAug 28, 2020
Prior SaleMay 31, 2019 · Amount on Record
Deed Document Number20202020032872
Deed Book / Page7050 / 280
Last Transfer DateJul 22, 2025
Transfer Doc0073950875
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOUNT DESERT ME
Property Address1131 MAIN ST, MOUNT DESERT, ME 04660
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070130657
DateMar 30, 2020
Book Page7013/657
Instrument2020023436
Lender
NameFIRSTRUST BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMOUNT DESERT ME
Recording DateAug 28, 2020
Property Address1131 MAIN ST, MOUNT DESERT, ME 04660
Document Number0070500280
Book / Page007050 / 000280
Instrument DateAug 26, 2020
Instrument32872
Transaction TypeTransfer
Record UpdatedOct 6, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2 BROOKSIDE RD MOUNT DESERT ME 04660, MOUNT DESERT, ME 04660

Tax Assessment & Valuation

Source: Hancock County and Mount Desert Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyHancock County
County SubdivisionMount Desert Town
Elementary School DistrictMount Desert (KG - 08)
Secondary School DistrictMount Desert Community School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,103.00 (+2.06%)$645,100 (+2%) Land $157,100 Building $488,000
2024$5,000.00 (+6.66%)$537,600 (-) Land $130,900 Building $406,700
2023$4,688.00 (+8.47%)$537,600 (-) Land $130,900 Building $406,700
2022$4,322.00$537,600 Land $130,900 Building $406,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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