1131 Laurel St, Salisbury, NC 28144 Property Records

Rowan County property record for 1131 Laurel St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,265 sqft · built 1964
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Aug 2025)
Tax Bill	$2,001 (2026)
Deeds & Mortgages	May 2026 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012 237`

Property Details

APN / Parcel Number

Primary APN	`012 237`
Alternative APN	`6293495`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,265 sqft Living Area
1st Floor Area	1,265 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2010
Exterior Material	Brick
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	15.7 ft deep x 7.5 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1131 LAUREL ST
City	SALISBURY
State	NC
Zip	28144-3829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L23 BLK B
Legal Subdivision	SEDGEFIELD ACRES
Legal Block	B
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2034
Census Tract	50800

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1131 LAUREL ST, SALISBURY, NC 28144-3829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALAMEDA MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2025 · Amount on Record
Deed Sale	Aug 19, 2025 · Amount on Record
Prior Sale	Dec 23, 2008 · Amount on Record
Deed Book / Page	1467 / 380
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	May 4, 2026
Property Address	1131 LAUREL ST, SALISBURY, NC 28144-3829
Document Number	1482000421
Book / Page	1482 / 421
Instrument Date	Apr 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 LAUREL ST, SALISBURY, NC 28144-3829

Mortgage

Document Number	1482000421,
Date	May 4, 2026
Book Page	1482/421

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1131 LAUREL ST, SALISBURY, NC 28144-3829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013380164
Date	Nov 15, 2019
Book Page	1338/0164

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,001.00 (+19.39%)	$167,367 (+19.37%) Land $17,768 Building $149,599	$167,367 (+19.37%) Land $17,768 Building $149,599
2025	$1,676.00	$140,210 (-) Land $17,768 Building $122,442
2023	$1,676.00	$140,210 Land $17,768 Building $122,442	$140,210 Land $17,768 Building $122,442

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Windstream.

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