1131 Heaps Rd, Street, MD 21154 Property Records

Harford County property record for 1131 Heaps Rd, Street, MD 21154

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,640 sqft · built 1985
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Last Sale$172,000 (Mar 1999)
Tax Bill$4,523 (2026)
Deeds & MortgagesJan 2021 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN05-045045

Property Details

APN / Parcel Number

Primary APN05-045045
Alternative APNs
  • 5045045
  • 045045

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,640 sqft Total Area
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Garage TypeBuilt-in
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area424 sqft
Shed1 Shed
Shed Area768 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number045045
Street Address1131 HEAPS RD
CitySTREET
StateMD
Zip21154-1412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionLOT 2 2 ACRES 1131 HEAPS ROAD LD ENFIELD PT 127/74
Legal SubdivisionLD ENFIELD H
Legal Lot Number2
JurisdictionHARFORD MD
Township / Civil Division5, DUBLIN
Census Block Group3
Census Block3013
Census Tract305100

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1131 HEAPS RD, STREET, MD 21154-1412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 3, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 1999 · Amount on File
Deed SaleMar 26, 1999 · Amount on File
Prior SaleOct 19, 1990 · Amount on File
Deed Document Number1999303
Deed Book / Page2974 / 538
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1131 HEAPS RD, STREET, MD 21154-1412
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0144500177
DateJan 29, 2021
Book Page14450/177
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term177 Months
DueOct 1, 2035

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1131 HEAPS RD, STREET, MD 21154-1412
Document Number0124290465
Book / Page012429 / 000465
Instrument DateJul 3, 2017
Transaction TypeMortgage
Record UpdatedJul 25, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1131 HEAPS RD STREET MD 211541412, STREET, MD 21154-1412

Mortgage

Document Number0124290465
DateJul 17, 2017
Book Page012429/000465
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term324 Months
DueJul 16, 2044

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,523.00 (+15.24%) Homeowner's exemption$409,567 (+18.78%)$437,000 (+23.2%) Land $125,000 Building $312,000
2025$3,925.00 (+5.8%) Homeowner's exemption
2023$344,800$354,700 Land $115,000 Building $239,700
2022$3,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1984–2006)
Most Recent ClaimJun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
1,000 / 1,000

May also be available: Armstrong, Verizon.

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