Montgomery County property record for 1131 Harding Ln, Silver Spring, MD 20905
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,209 sqft · built 1958 |
| Lot Size | 1.12 acres (49,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Dec 2016) |
| Tax Bill | $6,173 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00254075 |
| Primary APN | 05-00254075 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,209 sqft Living Area |
| Gross Area | 2,405 sqft |
| 1st Floor Area | 1,690 sqft |
| Basement Area | 519 sqft |
| Finished Basement | 519 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 49,100 sqft |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 110 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 00254075 |
|---|---|
| Street Address | 1131 HARDING LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20905-4031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE1 |
| Legal Description | COLESVILLE HGTS |
| Legal Subdivision | BEALLS MANOR |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 701408 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1131 HARDING LN, SILVER SPRING, MD 20905-4031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2016 · Amount on Record |
| Deed Sale | Dec 1, 2016 · Amount on Record |
| Prior Sale | Sep 11, 2003 · Amount on Record |
| Deed Book / Page | 53321 / 349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1131 HARDING LN, SILVER SPRING, MD 20905-4031 |
| Document Number | 0555470284 |
| Book / Page | 055547 / 000284 |
| Instrument Date | Oct 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2018 |
| Title Company | DOUBLE EAGLE TITLE |
| Name | Verified Name |
|---|---|
| Address | 1131 HARDING LN SILVER SPRING MD 209054031, SILVER SPRING, MD 20905-4031 |
| Document Number | 0555470284 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | 055547/000284 |
| Name | NEXBANK SSB |
|---|---|
| Type | Federal Savings Bank |
| Address | DALLAS, TX 75201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2048 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $552,200 (+5.3%) Land $259,200 Building $293,000 | $552,200 (-) Land $259,200 Building $293,000 | |
| 2025 | $6,173.00 (+24.71%) | $524,400 (+11.86%) | $552,200 (+17.79%) Land $259,200 Building $293,000 |
| 2023 | $468,800 Land $259,200 Building $209,600 | $468,800 Land $259,200 Building $209,600 | |
| 2022 | $4,950.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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