Lake County property record for 1131 Gardner St, Mount Dora, FL 32757
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,777 sqft · built 1990 |
| Lot Size | 0.272 acres (11,827 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $300,000 (Apr 2020) |
| Tax Bill | $3,517 (2024) |
| Deeds & Mortgages | May 2024 Transfer May 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-19-27-1925-000-00400 |
| Primary APN | 30-19-27-1925-000-00400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,777 sqft Living Area |
| Gross Area | 2,305 sqft |
| 1st Floor Area | 1,777 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,827 sqft (0.272 acres) |
| Lot Dimensions | 128 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1,152 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 185 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3260783 |
|---|---|
| Street Address | 1131 GARDNER ST |
| City | MOUNT DORA |
| State | FL |
| Zip | 32757-3792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | MOUNT DORA THE HIGHLANDS OF MOUNT DORA LOT 4 PB 28 PG 33 ORB 5453 PG 1305 ORB 6327 PG 1241 |
| Legal Range | 27E |
| Legal Township | 19S |
| Legal Section | 30 |
| Legal Subdivision | MOUNT DORA THE HIGHLANDS |
| Legal Tract | 1925 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | MOUNT DORA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30914 |
1131 Gardner St is owner-occupied and held in a trust since April 2024.
Source: Lake County records, as of November 26, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1131 GARDNER ST, MOUNT DORA, FL 32757-3792 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2024 | Correction Deed ACCOMODATION, ACCOMMODATION |
| May 3, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 9, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2020 · Amount on File |
| Deed Sale | Apr 9, 2020 · Amount on File |
| Prior Sale | Jun 17, 2011 · Amount on File |
| Deed Document Number | 202042199 |
| Deed Book / Page | 5453 / 1305 |
| Last Transfer Date | Apr 12, 2024 |
| Transfer Doc | 0063271251 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 3, 2024 |
| Property Address | 1131 GORDEN LN, MOUNT DORA, FL 32757 |
| Document Number | 0063271251 |
| Book / Page | 6327 / 1251 |
| Map Reference | MB 28 PG 33 |
| Instrument Date | Apr 12, 2024 |
| Instrument | 2024052384 |
| Record Updated | May 21, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 19323 MCCALL RD, ALTOONA, FL 32702-9542 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1131 GARDNER ST, MOUNT DORA, FL 32757-3792 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 3, 2024 |
| Property Address | 1131 GORDEN LN, MOUNT DORA, FL 32757 |
| Document Number | 0063271241 |
| Book / Page | 6327 / 1241 |
| Map Reference | MB 28 PG 33 |
| Instrument Date | Apr 8, 2024 |
| Instrument | 2024052382 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1131 GARDNER ST, MOUNT DORA, FL 32757-3792 |
| Name | Verified Name |
|---|---|
| Address | 1131 GARDNER ST, MOUNT DORA, FL 32757-3792 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 9, 2020 |
| Property Address | 1131 GORDEN LN, MOUNT DORA, FL 32757 |
| Document Number | 0054531305 |
| Book / Page | 005453 / 001305 |
| Instrument Date | Apr 2, 2020 |
| Instrument | 42199 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1131 GARDNER ST MOUNT DORA FL 327573792, MOUNT DORA, FL 32757-3792 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Mount Dora City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,740 (+2.9%) | $387,045 (-0.05%) Land $107,100 Building $279,945 | |
| 2025 | $223,270 Land $107,100 Building $116,170 | $387,238 Land $107,100 Building $280,138 | |
| 2024 | $3,517.00 (+6.03%) | ||
| 2023 | $3,317.00 (+1.41%) Homeowner's exemption | $210,660 (+3%) | $342,121 (+0.04%) Land $69,930 Building $272,191 |
| 2022 | $3,271.00 Homeowner's exemption | $204,530 | $341,997 Land $70,000 Building $271,997 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1131 Gardner St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2024–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1131 Gardner St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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